公开(公告)号：US20250088539A1

公开(公告)日：2025-03-13

申请号：US18464098

申请日：2023-09-08

Applicant: The Toronto-Dominion Bank

Inventor： James Floyd ,  Sumit Bansal

IPC: H04L9/40 ,  G06F9/451

Abstract: The present disclosure generally relates to systems, software, and computer-implemented methods for action determination for a multiple-category model. One example method includes establishing secure communication channels with a plurality of systems where data for a user is stored. User data for one or more categories is received via the secure communication channels from the plurality of systems. For each category, a set of rules is applied to the user data for the category to generate a resiliency score for the category for the user. A set of recommended actions is generated for the user based on a comparison of the resiliency score for a category to a threshold score for the category. A dynamic user interface is provided that uses the resiliency scores and the sets of recommended actions to display an interactive resiliency visual with which the user can interact.