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公开(公告)号：US20200097955A1
公开(公告)日：2020-03-26
申请号：US16142825
申请日：2018-09-26
Applicant: The Toronto-Dominion Bank
Inventor： Rajeev Kumar Gandhi , Robert Kyle Miller , Kushank Rastogi , David Samuel Tax , Milos Dunjic , Arthur Carroll Chow , Armon Rouhani , Maryam Karbasi , Kamana Tripathi , John Jong-Suk Lee , Arun Victor Jagga
Abstract: The present disclosure involves systems, software, and computer implemented methods for a remittance system that pre-populates remittance data based on historical usage of remittance transactions. One example system includes operations to generate, using a predictive model, data indicating a predicted likelihood of a user selecting at least one data exchange transaction, wherein the data indicates the predicted likelihood of the user performing the at least one data exchange transaction. A request is received to access a remittance page. In response, the at least one data exchange transaction that was previously generated is selected from a repository of predicted likelihoods. Remittance data associated with a UI element is generated that includes the at least one data exchange transaction. The remittance data is transmitted to the device. An indication from the device is received for interacting with the UI element. The data exchange transaction is executed in response to receiving the indication.
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公开(公告)号：US11790354B2
公开(公告)日：2023-10-17
申请号：US17365753
申请日：2021-07-01
Applicant: The Toronto-Dominion Bank
Inventor： Rajeev Kumar Gandhi , Robert Kyle Miller , Kushank Rastogi , David Samuel Tax , Milos Dunjic , Arthur Carroll Chow , Armon Rouhani , Maryam Karbasi , Kamana Tripathi , John Jong-Suk Lee , Arun Victor Jagga
CPC classification number: G06Q20/381 , G06N20/00
Abstract: The present disclosure involves systems, software, and computer implemented methods for a remittance system that pre-populates remittance data based on historical usage of remittance transactions. One example system includes operations to generate, using a predictive model, data indicating a predicted likelihood of a user selecting at least one data exchange transaction, wherein the data indicates the predicted likelihood of the user performing the at least one data exchange transaction. A request is received to access a remittance page. In response, the at least one data exchange transaction that was previously generated is selected from a repository of predicted likelihoods. Remittance data associated with a UI element is generated that includes the at least one data exchange transaction. The remittance data is transmitted to the device. An indication from the device is received for interacting with the UI element. The data exchange transaction is executed in response to receiving the indication.
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公开(公告)号：US20210326860A1
公开(公告)日：2021-10-21
申请号：US17365753
申请日：2021-07-01
Applicant: The Toronto-Dominion Bank
Inventor： Rajeev Kumar Gandhi , Robert Kyle Miller , Kushank Rastogi , David Samuel Tax , Milos Dunjic , Arthur Carroll Chow , Armon Rouhani , Maryam Karbasi , Kamana Tripathi , John Jong-Suk Lee , Arun Victor Jagga
Abstract: The present disclosure involves systems, software, and computer implemented methods for a remittance system that pre-populates remittance data based on historical usage of remittance transactions. One example system includes operations to generate, using a predictive model, data indicating a predicted likelihood of a user selecting at least one data exchange transaction, wherein the data indicates the predicted likelihood of the user performing the at least one data exchange transaction. A request is received to access a remittance page. In response, the at least one data exchange transaction that was previously generated is selected from a repository of predicted likelihoods. Remittance data associated with a UI element is generated that includes the at least one data exchange transaction. The remittance data is transmitted to the device. An indication from the device is received for interacting with the UI element. The data exchange transaction is executed in response to receiving the indication.
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公开(公告)号：US11087314B2
公开(公告)日：2021-08-10
申请号：US16142825
申请日：2018-09-26
Applicant: The Toronto-Dominion Bank
Inventor： Rajeev Kumar Gandhi , Robert Kyle Miller , Kushank Rastogi , David Samuel Tax , Milos Dunjic , Arthur Carroll Chow , Armon Rouhani , Maryam Karbasi , Kamana Tripathi , John Jong-Suk Lee , Arun Victor Jagga
Abstract: The present disclosure involves systems, software, and computer implemented methods for a remittance system that pre-populates remittance data based on historical usage of remittance transactions. One example system includes operations to generate, using a predictive model, data indicating a predicted likelihood of a user selecting at least one data exchange transaction, wherein the data indicates the predicted likelihood of the user performing the at least one data exchange transaction. A request is received to access a remittance page. In response, the at least one data exchange transaction that was previously generated is selected from a repository of predicted likelihoods. Remittance data associated with a UI element is generated that includes the at least one data exchange transaction. The remittance data is transmitted to the device. An indication from the device is received for interacting with the UI element. The data exchange transaction is executed in response to receiving the indication.
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