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公开(公告)号：US11645641B2
公开(公告)日：2023-05-09
申请号：US17071438
申请日：2020-10-15
发明人： Robert Kyle Miller , Kevin Wayne Faragher , Malcolm Dinyar Jussawalla , Tomasz Pawelkiewicz , Karandeep Puri
CPC分类号： G06Q20/3221 , G06Q20/3223 , G06Q20/4014
摘要： A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal representing a request to perform an operation from a user; determine that the user does not have a persistent account; and when it is determined that the user does not have a persistent account: obtain, via the communications module and from a digital identity network, a signal including verified identity data of the user; generate a temporary data record and associate the temporary data record with the verified identity data of the user; receive a value transfer based on the requested operation and store the received value in the temporary data record; and perform the operation using the stored value in the temporary data record.
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公开(公告)号：US12008541B2
公开(公告)日：2024-06-11
申请号：US18076864
申请日：2022-12-07
发明人： Robert Kyle Miller , Kevin Wayne Faragher , Malcolm Dinyar Jussawalla , Tomasz Pawelkiewicz , Karandeep Puri
CPC分类号： G06Q20/3221 , G06Q20/3223 , G06Q20/4014
摘要： A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal representing a request to perform an operation from a user; determine that the user does not have a persistent account; and when it is determined that the user does not have a persistent account: obtain, via the communications module and from a digital identity network, a signal including verified identity data of the user; generate a temporary data record and associate the temporary data record with the verified identity data of the user; receive a value transfer based on the requested operation and store the received value in the temporary data record; and perform the operation using the stored value in the temporary data record.
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