公开(公告)号：US20220253905A1

公开(公告)日：2022-08-11

申请号：US17168267

申请日：2021-02-05

Applicant: The Toronto-Dominion Bank

Inventor： Miguel NAVARRO ,  Mathew HAUSE

IPC: G06Q30/02 ,  G06N20/00

Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from one or more devices, a signal including biometric data of a user; analyze the biometric data to predict an emotional state of the user; determine that the predicted emotional state of the user satisfies predefined criteria; and responsive to determining that the predicted emotional state of the user satisfies the predefined criteria, send via the communications module to the one or more devices a signal including one or more incentives based on the predicted emotional state.

公开(公告)号：US20210295051A1

公开(公告)日：2021-09-23

申请号：US17341464

申请日：2021-06-08

Applicant: The Toronto-Dominion Bank

Inventor： Miguel NAVARRO ,  Levi SUTTER ,  Mohamed ABBAS ,  Mathew HAUSE

IPC: G06K9/00 ,  G06T15/20 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q40/02 ,  G06T19/00

Abstract: Computer systems and methods for accessing and presenting value characteristics of vehicles in augmented reality are disclosed. A method of accessing and presenting value characteristics in augmented reality includes capturing an image of a portion of an environment including at least a portion of a motor vehicle, and displaying an augmented reality version of the environment. Displaying the augmented reality version of the environment includes: identifying, based on the captured image, at least a make and model of the motor vehicle; obtaining, from one or more data stores based on the make and model, at least one value characteristic of the vehicle; and compositing a second image of a portion of the environment with an indication of the at least one value characteristic of the vehicle. Value characteristics of a vehicle may include insurance cost, finance cost, fuel cost and/or total cost of ownership.

公开(公告)号：US20230185441A1

公开(公告)日：2023-06-15

申请号：US18163572

申请日：2023-02-02

Applicant: The Toronto-Dominion Bank

Inventor： Miguel NAVARRO ,  Mohamed ABBAS ,  Robert SETLIGHT ,  Nina Angela KADELSKI ,  Catherine HALLORAN ,  Joseppina STANKIEWICZ ,  Lina Nancy SICILIANO ,  Richard Bruce JOHNSON ,  Levi SUTTER ,  Mathew HAUSE

IPC: G06F3/04847 ,  G06F3/0486 ,  G06F1/16

CPC classification number: G06F3/04847 ,  G06F3/0486 ,  G06F1/163

Abstract: A computer-implemented method is disclosed. The method includes: displaying, on a touch-sensitive display of an electronic device, an indicated value and an annulus having a base segment and a highlighted segment, wherein points along a circumference of the annulus are associated with values between a base amount and a maximum amount and wherein a size of the highlighted segment is based on the indicated value; receiving, via the touch-sensitive display, a first value-adjusting input comprising a tap operation; and in response to receiving the first value-adjusting input, adjusting at least one of the base amount or the maximum amount for causing a range of the annulus to be changed, wherein a proportion of the annulus represented by the highlighted segment corresponds to a proportion of the range represented by the indicated value.

公开(公告)号：US20210097283A1

公开(公告)日：2021-04-01

申请号：US16587513

申请日：2019-09-30

Applicant: The Toronto-Dominion Bank

Inventor： Miguel NAVARRO ,  Levi SUTTER ,  Mohamed ABBAS ,  Mathew HAUSE

IPC: G06K9/00 ,  G06Q40/02

Abstract: Computer systems and methods for accessing and presenting value characteristics of vehicles in augmented reality are disclosed. A method of accessing and presenting value characteristics in augmented reality includes capturing an image of a portion of an environment including at least a portion of a motor vehicle, and displaying an augmented reality version of the environment. Displaying the augmented reality version of the environment includes: identifying, based on the captured image, at least a make and model of the motor vehicle; obtaining, from one or more data stores based on the make and model, at least one value characteristic of the vehicle; and compositing a second image of a portion of the environment with an indication of the at least one value characteristic of the vehicle. Value characteristics of a vehicle may include insurance cost, finance cost, fuel cost and/or total cost of ownership.

公开(公告)号：US20240232950A1

公开(公告)日：2024-07-11

申请号：US18611779

申请日：2024-03-21

Applicant: The Toronto-Dominion Bank

Inventor： Miguel NAVARRO ,  Mathew HAUSE

IPC: G06Q30/0251 ,  G06N20/00

CPC classification number: G06Q30/0271 ,  G06N20/00 ,  G06Q30/0261

Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from one or more devices, a signal including biometric data of a user; analyze the biometric data to predict an emotional state of the user;
determine that the predicted emotional state of the user satisfies predefined criteria; and responsive to determining that the predicted emotional state of the user satisfies the predefined criteria, send via the communications module to the one or more devices a signal including one or more incentives based on the predicted emotional state.

公开(公告)号：US20220261140A1

公开(公告)日：2022-08-18

申请号：US17178849

申请日：2021-02-18

Applicant: The Toronto-Dominion Bank

Inventor： Miguel NAVARRO ,  Mohamed ABBAS ,  Robert SETLIGHT ,  Nina Angela KADELSKI ,  Catherine HALLORAN ,  Joseppina STANKIEWICZ ,  Lina Nancy SICILIANO ,  Richard Bruce JOHNSON ,  Levi SUTTER ,  Mathew HAUSE

IPC: G06F3/0484 ,  G06F1/16 ,  G06F3/0486

Abstract: Methods and devices are provided for receiving, displaying and adjusting user input through a wearable device. An indicated value and an annulus are displayed on a touch-sensitive display of the wearable device. The annulus has a base segment and a highlighted segment. The highlighted segment begins at an origin of the annulus and extends to a first position of the annulus. The size of the highlighted segment corresponds to the indicated value. A first value-adjusting input is received at the touch-sensitive display. The first value-adjusting input includes one or both of a drag operation and a tap operation. The indicated value and the size of the highlighted segment are adjusted in accordance with the first value-adjusting input, such that the proportion of the annulus represented by the highlighted segment corresponds to a proportion of a difference between a base amount and a maximum amount represented by the indicated value.