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公开(公告)号：US20110184853A1
公开(公告)日：2011-07-28
申请号：US12695894
申请日：2010-01-28
申请人： Timothy James Mark , Felix A. Mon , Jason Michael Ackiss , Maile George , Robert Fleetwood Armstrong , Carl Frederick, II
发明人： Timothy James Mark , Felix A. Mon , Jason Michael Ackiss , Maile George , Robert Fleetwood Armstrong , Carl Frederick, II
CPC分类号： G06Q20/3221 , G06Q20/10 , G06Q40/02
摘要： Embodiments of the invention relate to systems, methods, and computer program products for providing audio messages relating to financial transactions. For example, one embodiment of the invention provides a financial institution's computer apparatus having a memory communicably coupled to a communication device and a processor. In one embodiment, the memory stores information about a financial account including information about a system to use to communicate a message comprising an audio component to a person associated with the financial account, and the processor is configured to receive an indication of a financial transaction affecting the financial account and use the communication device to communicate an audio message containing information relating to the financial transaction to the person associated with the financial account by using the system.
摘要翻译： 本发明的实施例涉及用于提供与金融交易相关的音频消息的系统，方法和计算机程序产品。 例如，本发明的一个实施例提供了一种具有可通信地耦合到通信设备和处理器的存储器的金融机构的计算机设备。 在一个实施例中，存储器存储关于金融帐户的信息，包括关于用于将包括音频组件的消息传送到与金融账户相关联的人的系统的信息，并且处理器被配置为接收影响金融交易的指示 并使用通信设备通过使用系统将包含与该金融交易相关的信息的音频消息传送给与该金融账户相关联的人。
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公开(公告)号：US08469262B2
公开(公告)日：2013-06-25
申请号：US12695867
申请日：2010-01-28
申请人： Felix A. Mon , William F. Borowski , Susan Smith Thomas , Carl Frederick, II , Jason Michael Ackiss , Maile George , Robert Fleetwood Armstrong
发明人： Felix A. Mon , William F. Borowski , Susan Smith Thomas , Carl Frederick, II , Jason Michael Ackiss , Maile George , Robert Fleetwood Armstrong
CPC分类号： G07F19/201 , G06Q20/1085 , G07D11/0021 , G07F19/20 , G07F19/203 , G09B21/003
摘要： Embodiments of the present invention provide currency solutions for the visually impaired by, for example, providing automated teller machines (ATMs) or other cash dispensers configured to dispense folded bills to the customer. The bills are folded based on denomination to allow the customer receiving the bills from the cash dispenser to be able to identify the denomination of each bill. In some embodiments, the cash dispenser is configured to automatically identify whether the customer prefers to receive folded bills and, in some embodiments, the cash dispenser is configured to fold and dispense bills according to customer preferences.
摘要翻译： 本发明的实施例通过例如提供自动柜员机（ATM）或其他配置成向客户分配折叠票据的自动提款机来为视障者提供货币解决方案。 纸币根据面额进行折叠，以便客户从自动提款机接收纸币以能够识别每个纸币的面额。 在一些实施例中，自动提款机被配置为自动识别客户是否喜欢接收折叠纸币，并且在一些实施例中，自动提款机被配置为根据客户偏好来折叠和分发纸币。
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公开(公告)号：US20110184819A1
公开(公告)日：2011-07-28
申请号：US12695833
申请日：2010-01-28
申请人： Felix A. Mon , Robert J. MacKenzie , Susan Smith Thomas , Carl Frederick, II , Jason Michael Ackiss , Maile George , Robert Fleetwood Armstrong , Erik Stephen Ross
发明人： Felix A. Mon , Robert J. MacKenzie , Susan Smith Thomas , Carl Frederick, II , Jason Michael Ackiss , Maile George , Robert Fleetwood Armstrong , Erik Stephen Ross
摘要： Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale. The consumer device, either a mobile device carried by the consumer or an immobile device also located proximate the point of sale, communicates with the payment terminal and receives transaction information such as product identity or amount information. The consumer device then produces sound waves audible to the consumer based on the communicated transaction information using one or more private and/or public listening devices. This audible transaction process can be performed automatically during a transaction or can be implemented based on consumer preference.
摘要翻译： 提供系统，方法和计算机程序产品，以便在销售点的交易期间通过以可听的格式向消费者提供交易信息来帮助消费者。 该系统包括位于销售点附近的消费者设备和支付终端。 消费者设备，消费者携带的移动设备或者也位于销售点附近的固定设备与支付终端通信，并且接收诸如产品标识或数量信息之类的交易信息。 然后，消费者设备基于使用一个或多个私人和/或公共收听设备的所传送的交易信息产生可听消费者的声音波。 这种可听的交易过程可以在交易期间自动执行，或者可以基于消费者偏好来实现。
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公开(公告)号：US08738450B2
公开(公告)日：2014-05-27
申请号：US12695833
申请日：2010-01-28
申请人： Felix A. Mon , Robert J. MacKenzie , Susan Smith Thomas , Carl Frederick, II , Jason Michael Ackiss , Maile George , Robert Fleetwood Armstrong , Erik Stephen Ross
发明人： Felix A. Mon , Robert J. MacKenzie , Susan Smith Thomas , Carl Frederick, II , Jason Michael Ackiss , Maile George , Robert Fleetwood Armstrong , Erik Stephen Ross
摘要： Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale. The consumer device, either a mobile device carried by the consumer or an immobile device also located proximate the point of sale, communicates with the payment terminal and receives transaction information such as product identity or amount information. The consumer device then produces sound waves audible to the consumer based on the communicated transaction information using one or more private and/or public listening devices. This audible transaction process can be performed automatically during a transaction or can be implemented based on consumer preference.
摘要翻译： 提供系统，方法和计算机程序产品，以便在销售点的交易期间通过以可听的格式向消费者提供交易信息来帮助消费者。 该系统包括位于销售点附近的消费者设备和支付终端。 消费者设备，消费者携带的移动设备或者也位于销售点附近的固定设备与支付终端通信，并且接收诸如产品标识或数量信息之类的交易信息。 然后，消费者设备基于使用一个或多个私人和/或公共收听设备的所传送的交易信息产生可听消费者的声音波。 这种可听的交易过程可以在交易期间自动执行，或者可以基于消费者偏好来实现。
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