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公开(公告)号：US20120150723A1
公开(公告)日：2012-06-14
申请号：US13398456
申请日：2012-02-16
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02 , G06Q40/025 , G06Q40/08
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
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公开(公告)号：US07849004B2
公开(公告)日：2010-12-07
申请号：US12040757
申请日：2008-02-29
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/025 , G06Q40/08
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
摘要翻译： 本发明一般涉及金融数据处理，特别涉及信用评分，消费者分析，消费者行为分析和建模。 更具体地说，它涉及使用信用局数据的输入，钱包数据的大小以及可选的内部数据的风险建模。
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公开(公告)号：US08458083B2
公开(公告)日：2013-06-04
申请号：US12040767
申请日：2008-02-29
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
CPC分类号： G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/06 , G06Q40/08
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
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公开(公告)号：US20120150724A1
公开(公告)日：2012-06-14
申请号：US13398466
申请日：2012-02-16
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02 , G06Q40/025 , G06Q40/08
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
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公开(公告)号：US20090222379A1
公开(公告)日：2009-09-03
申请号：US12040802
申请日：2008-02-29
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
CPC分类号： G06Q20/4016 , G06Q20/10 , G06Q40/02 , G06Q40/025
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
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公开(公告)号：US20090222377A1
公开(公告)日：2009-09-03
申请号：US12040786
申请日：2008-02-29
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/025 , G06Q40/04 , G06Q40/06 , G06Q40/08
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
摘要翻译： 本发明一般涉及金融数据处理，特别涉及信用评分，消费者分析，消费者行为分析和建模。 更具体地说，它涉及使用信用局数据的输入，钱包数据的大小以及可选的内部数据的风险建模。
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公开(公告)号：US20090222374A1
公开(公告)日：2009-09-03
申请号：US12040757
申请日：2008-02-29
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/025 , G06Q40/08
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
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公开(公告)号：US08554667B2
公开(公告)日：2013-10-08
申请号：US13398466
申请日：2012-02-16
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
CPC分类号： G06Q40/02 , G06Q40/025 , G06Q40/08
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
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公开(公告)号：US20110251948A1
公开(公告)日：2011-10-13
申请号：US13165701
申请日：2011-06-21
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/025 , G06Q40/08
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
摘要翻译： 本发明一般涉及金融数据处理，特别涉及信用评分，消费者分析，消费者行为分析和建模。 更具体地说，它涉及使用信用局数据的输入，钱包数据的大小以及可选的内部数据的风险建模。
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公开(公告)号：US08566228B2
公开(公告)日：2013-10-22
申请号：US13397934
申请日：2012-02-16
申请人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
发明人： Tirthankar Choudhuri , Anjali Dewan , Amber Gupta , Kathleen Haggerty , Di Xu , Chao Yuan
CPC分类号： G06Q40/02 , G06Q40/025 , G06Q40/08
摘要： The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
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