公开(公告)号：US20110078075A1

公开(公告)日：2011-03-31

申请号：US12963282

申请日：2010-12-08

申请人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

发明人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

IPC分类号： G06Q40/00 ,  G06Q90/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/227 ,  G06Q20/405 ,  G06Q30/0215 ,  G06Q30/0226 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q99/00

摘要： Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.

摘要翻译： 提供了切换金融机构帐户的借记账户持有人的技术。 从客户收到转换金融机构帐户的请求。 信息来自客户，用于确定可能的金融机构候选人名单。 可能的金融机构候选人名单包括与现有支付协会持续关系并有兴趣向客户提供新的金融机构账户的金融机构。 然后，与可能的金融机构候选人名单中选择的金融机构建立一个新的金融机构账户。 然后，新的金融机构帐户与一个或多个附加帐户相关联。 一个或多个附加帐户可以是与客户现有的支付关联或与任何经常性交易相关联的帐户的帐户。

公开(公告)号：US07742986B2

公开(公告)日：2010-06-22

申请号：US10836587

申请日：2004-04-29

申请人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

发明人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

IPC分类号： G06Q40/00 ,  G06Q30/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/227 ,  G06Q20/405 ,  G06Q30/0215 ,  G06Q30/0226 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q99/00

摘要： Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.

摘要翻译： 提供了切换金融机构帐户的借记账户持有人的技术。 从客户收到转换金融机构帐户的请求。 信息来自客户，用于确定可能的金融机构候选人名单。 可能的金融机构候选人名单包括与现有支付协会持续关系并有兴趣向客户提供新的金融机构账户的金融机构。 然后，与可能的金融机构候选人名单中选择的金融机构建立一个新的金融机构账户。 然后，新的金融机构帐户与一个或多个附加帐户相关联。 一个或多个附加帐户可以是与客户现有的支付关联或与任何经常性交易相关联的帐户的帐户。

公开(公告)号：US07870069B2

公开(公告)日：2011-01-11

申请号：US12775317

申请日：2010-05-06

申请人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

发明人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

IPC分类号： G06Q40/00 ,  G06Q30/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/227 ,  G06Q20/405 ,  G06Q30/0215 ,  G06Q30/0226 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q99/00

摘要： Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.

摘要翻译： 提供了切换金融机构帐户的借记账户持有人的技术。 从客户收到转换金融机构帐户的请求。 信息来自客户，用于确定可能的金融机构候选人名单。 可能的金融机构候选人名单包括与现有支付协会持续关系并有兴趣向客户提供新的金融机构账户的金融机构。 然后，与可能的金融机构候选人名单中选择的金融机构建立一个新的金融机构账户。 然后，新的金融机构帐户与一个或多个附加帐户相关联。 一个或多个附加帐户可以是与客户现有的支付关联或与任何经常性交易相关联的帐户的帐户。

公开(公告)号：US08521645B2

公开(公告)日：2013-08-27

申请号：US12963282

申请日：2010-12-08

申请人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

发明人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

IPC分类号： G06Q40/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/227 ,  G06Q20/405 ,  G06Q30/0215 ,  G06Q30/0226 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q99/00

摘要： Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.

摘要翻译： 提供了切换金融机构帐户的借记账户持有人的技术。 从客户收到转换金融机构帐户的请求。 信息来自客户，用于确定可能的金融机构候选人名单。 可能的金融机构候选人名单包括与现有支付协会持续关系并有兴趣向客户提供新的金融机构账户的金融机构。 然后，与可能的金融机构候选人名单中选择的金融机构建立一个新的金融机构账户。 然后，新的金融机构帐户与一个或多个附加帐户相关联。 一个或多个附加帐户可以是与客户现有的支付关联或与任何经常性交易相关联的帐户的帐户。

公开(公告)号：US20100280942A1

公开(公告)日：2010-11-04

申请号：US12775317

申请日：2010-05-06

申请人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

发明人： Tolan Doak Steele ,  Fran Schall ,  Kim Randall

IPC分类号： G06Q40/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/227 ,  G06Q20/405 ,  G06Q30/0215 ,  G06Q30/0226 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q99/00

摘要： Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.

摘要翻译： 提供了切换金融机构帐户的借记账户持有人的技术。 从客户收到转换金融机构帐户的请求。 信息来自客户，用于确定可能的金融机构候选人名单。 可能的金融机构候选人名单包括与现有支付协会持续关系并有兴趣向客户提供新的金融机构账户的金融机构。 然后，与可能的金融机构候选人名单中选择的金融机构建立一个新的金融机构账户。 然后，新的金融机构帐户与一个或多个附加帐户相关联。 一个或多个附加帐户可以是与客户现有的支付关联或与任何经常性交易相关联的帐户的帐户。