公开(公告)号：US10552841B1

公开(公告)日：2020-02-04

申请号：US15380486

申请日：2016-12-15

申请人： Vantiv, LLC

发明人： Sunil Dixit

IPC分类号： G06Q20/40

摘要： A method for managing payment submissions includes receiving, at an acquirer computing system, an authorization request submitted by a merchant computing system for a transaction of a predefined amount, the merchant computing system being associated with a merchant, and the authorization request identifying account information for an account that is associated with a payment card network and an issuer processor; and re-transmitting the authorization request for less than the predefined amount and greater than a configurable threshold value, until the authorization request is approved by the issuer processor or until the authorization request falls below the configurable threshold value.

公开(公告)号：US11176558B1

公开(公告)日：2021-11-16

申请号：US15334054

申请日：2016-10-25

申请人： Vantiv, LLC

发明人： William H. Cohn ,  Sunil Dixit ,  Fengzhong Wang

IPC分类号： G06Q20/40

摘要： A method for payment submission scheduling includes receiving, at an acquirer computing system, an authorization request submitted by a merchant computing system for a transaction, the merchant computing system being associated with a merchant, and the authorization request identifying account information for an account that is associated with a payment card network and an issuer processor; generating a submission schedule to submit the authorization request based on a dataset of historical processing results, the submission schedule identifying a time slot within which the submitted authorization request is to be transmitted to the issuer processor; and transmitting, by the acquirer computing system to an issuer processor, the authorization request, within the time slot identified by the submission schedule.