公开(公告)号：US20110060660A1

公开(公告)日：2011-03-10

申请号：US12872619

申请日：2010-08-31

申请人： Vikram Bhambri ,  Susan Moore Warren ,  Matthew D. Hempey ,  Raj Bivani ,  Sean Nolan

发明人： Vikram Bhambri ,  Susan Moore Warren ,  Matthew D. Hempey ,  Raj Bivani ,  Sean Nolan

IPC分类号： G06Q30/00

CPC分类号： G06Q30/02 ,  G06Q30/0601 ,  G06Q30/0617 ,  G06Q30/0623 ,  G06Q30/0641

摘要： A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase multiple downloadable products in a single transaction. Specifically, the multi-merchant purchasing system determines payment information associated with the user and, with little to no user-interaction, sends the payment information to applications associated with the merchants for processing. The multi-merchant purchasing system may also be configured to receive purchase information from the merchant applications and maintains the purchase information for the user in a locker. The multi-merchant purchasing system may further be configured to automatically download and install the purchased product onto the user's computing device through a software assistant. To promote privacy and security, the multi-merchant purchasing system may include a credit card quarantine module to secure credit card data.

摘要翻译： 多商人采购系统被配置为识别用户选择的可下载产品以供购买。 所识别的可下载产品由多个商家提供。 多商购买系统使得用户能够在单个交易中购买多个可下载的产品。 具体地，多商购买系统确定与用户相关联的支付信息，并且几乎没有用户交互，将支付信息发送到与商家相关联的应用程序进行处理。 多商人采购系统还可以被配置为从商家应用接收购买信息，并将用户的购买信息维护在储物柜中。 多商家购买系统还可以被配置为通过软件助手自动地将购买的产品下载并安装到用户的计算设备上。 为了促进隐私和安全性，多商人采购系统可以包括用于确保信用卡数据的信用卡隔离模块。

公开(公告)号：US08099365B2

公开(公告)日：2012-01-17

申请号：US11426232

申请日：2006-06-23

申请人： Vikram Bhambri ,  Susan Moore Warren ,  Matthew D. Hempey ,  Raj Biyani ,  Sean Nolan

发明人： Vikram Bhambri ,  Susan Moore Warren ,  Matthew D. Hempey ,  Raj Biyani ,  Sean Nolan

IPC分类号： G06F21/00

CPC分类号： G06Q30/02 ,  G06Q30/0601 ,  G06Q30/0617 ,  G06Q30/0623 ,  G06Q30/0641

摘要： A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single transaction. Specifically, the multi-merchant purchasing system determines payment information associated with the user and, with minimum user-interaction, sends the payment information to applications associated with the merchants for processing. The multi-merchant purchasing system may also be configured to receive purchase information from the merchant applications and maintains the purchase information for the user in a locker. The multi-merchant purchasing system may further be configured to automatically download and install the purchased product onto the user's computing device through a software assistant. To ensure privacy and security, the multi-merchant purchasing system may include a credit card quarantine module to secure credit card data by encoding and multiple levels of encryptions. The multi-merchant purchasing system may be further configured to accept a request to collect extended user data related to the user on behalf of merchants and return the collected extended user data to the merchants.

摘要翻译： 多商人采购系统被配置为识别用户选择的可下载产品以供购买。 所识别的可下载产品由多个商家提供。 多商购买系统使得用户能够在单个交易中购买所有可下载的产品。 具体地，多商购买系统确定与用户相关联的付款信息，并且以最小的用户交互方式将支付信息发送到与商家相关联的应用程序进行处理。 多商人采购系统还可以被配置为从商家应用接收购买信息，并将用户的购买信息维护在储物柜中。 多商家购买系统还可以被配置为通过软件助手自动地将购买的产品下载并安装到用户的计算设备上。 为了确保隐私和安全性，多商家采购系统可以包括信用卡隔离模块，以通过编码和多级加密来保护信用卡数据。 多商人采购系统还可以被配置为接受代表商家收集与用户相关的扩展用户数据的请求，并将所收集的扩展用户数据返回给商家。