专利检索 ap:("Visa International Service Association") AND inv:"Samuel Shrauger" 第 1 页

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发明申请
Systems And Methods For Using A Transaction Identifier To Protect Sensitive Credentials 有权

公开(公告)号：US20220318799A1

公开(公告)日：2022-10-06

申请号：US17847610

申请日：2022-06-23

申请人： Visa International Service Association

发明人： Jalpesh Chitalia , Ansar Ansari , Samuel Shrauger

IPC分类号： G06Q20/38

摘要： Embodiments of the invention are directed to systems and methods of securely transmitting account credentials, such as a token. A user device and application can initially select an account, and then obtain a transaction identifier associated with the account. The user device can provide the transaction identifier to a resource provider, which can then directly exchange the transaction identifier for the account credentials.