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公开(公告)号：US12120117B2
公开(公告)日：2024-10-15
申请号：US18457829
申请日：2023-08-29
发明人： Katharina Fuhrmann , Stephanie Zachariae , David Petch , Andrew Whitcombe , David William Wilson , Neil Hilton , Ramesh Shankar , Sayeed Mohammed
IPC分类号： H04L9/40
CPC分类号： H04L63/0884
摘要： A method and system for provisioning credentials is disclosed. The method includes receiving, by a token provider computer, a token request message from a token requestor computer that comprises an initial access identifier. The token provider computer transmits the initial access identifier to a first authorization computer, and then the token provider computer receives an intermediate access identifier. The token provider computer then transmits a token activation request message to a second authorization computer based at least in part on the intermediate access identifier. The token provider computer then receives a token activation response message from the second authorization computer. The token provider computer then provides the token to the token requestor computer.
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公开(公告)号：US20230019627A1
公开(公告)日：2023-01-19
申请号：US17939337
申请日：2022-09-07
发明人： Ramesh Shankar , Sayeed Mohammed , Anjana Surin
摘要： A method is disclosed. The method includes receiving, by a token service computer, a token request message, the token request message being originated from a token requestor computer. The method also includes determining, by the token service computer, two or more access tokens based upon a single credential, and then transmitting the two or more access tokens to the token requestor computer in a token response message.
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公开(公告)号：US20210192060A1
公开(公告)日：2021-06-24
申请号：US17198113
申请日：2021-03-10
发明人： Ramesh Shankar , Brian Sullivan , Sayeed Mohammed , Gavin Shenker , Richard Nassar , Clyde Valdez , Jonathan Hill
摘要： Techniques for managing an application token may include providing, by a first service provider application on a communication device to a first service provider computer, a first request for a first application token, receiving, by an account management application on the communication device from a token service computer in communication with the first service provider computer, the first application token, and storing the first application token in a token container in the account management application.
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4.发明申请公开(公告)号：US20170262846A1
公开(公告)日：2017-09-14
申请号：US15601852
申请日：2017-05-22
CPC分类号： G06Q20/401 , G06Q20/10 , G06Q20/22
摘要： Systems and methods implementing a communication protocol for the authorization of transfer of resources in a computer system having a plurality of computers, including a centralized router connecting to source account controllers and destination account controllers that are connected to readers. A reader communicates a first authorization request having a source identifier to a portal coupled with a data storage storing data linking the source identifier to a linked identifier. The portal communicates with a respective linked account controller to obtain a response identifying an available resource. Based on the response, the reader generates a further authorization request for a requested resource from a source account identified by the source identifier to a destination account associated with the reader.
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公开(公告)号：US20230231717A1
公开(公告)日：2023-07-20
申请号：US17580563
申请日：2022-01-20
发明人： Sheldon Banow , Eduardo Lopez , Sayeed Mohammed
IPC分类号： H04L9/32
CPC分类号： H04L9/3213
摘要： A method is disclosed, and includes receiving from a token requestor, a token data request message comprising an initial resource provider identifier, and determining a permanent resource provider identifier using the initial resource provider identifier. The method also includes determining a verification value, and associating the permanent resource provider identifier with a token, the verification value, and domain controls. The method also includes providing a token data response message including a verification value to the token requestor, receiving an authorization request message comprising the token, the verification value, and one or more data elements in a plurality of data fields, determining the permanent resource provider identifier using the one or more data elements in the plurality of data fields, and determining that the verification value in the authorization request message matches the verification value that was provided to the token requestor, and that a transaction satisfies the domain controls.
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公开(公告)号：US20230035507A1
公开(公告)日：2023-02-02
申请号：US17787162
申请日：2020-12-21
发明人： Sayeed Mohammed , Alan Johnson , Sheldon Banow , Fouad Rabhi , Laszlo Spoor , Mohammed Chakib Bouda , Rahmat Adnan , Arvind Santhanaraman
IPC分类号： H04L9/32
摘要： A method is disclosed. The method includes receiving, by a token gateway, a first request message from a token requestor computer. The token gateway determines at least one token service computer from a plurality of token service computers, each token service computer in the plurality of token service computers operating independently of each other. The token gateway transmits at least one second request message to the at least one token service computer and receives, at least one first response message comprising at least one token and/or supplemental data associated with the at least one token from the at least one token service computer. The token gateway transmits a second response message to the token requestor computer, the second response message comprising the at least one token and/or the supplemental data.
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公开(公告)号：US20190333055A1
公开(公告)日：2019-10-31
申请号：US16396325
申请日：2019-04-26
摘要： An enhanced authentication system is described. One embodiment of the invention is directed to a method comprising: receiving, by a token service computer and from an initiating computer, a first authentication request message including verification method data and a token; transmitting, by the token service computer, a second authentication request message comprising the token and the verification method data to an access control server; receiving, by the token service computer from the access control server, an authentication response message comprising the token and a user authentication verification value; and transmitting, by the token service computer to the initiating computer, the authentication response message comprising the token, the user authentication verification value, and a token authentication verification value.
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8.发明申请公开(公告)号：US20150262177A1
公开(公告)日：2015-09-17
申请号：US14656221
申请日：2015-03-12
CPC分类号： G06Q20/401 , G06Q20/10 , G06Q20/22
摘要： Systems and methods implementing a communication protocol for the authorization of transfer of resources in a computer system having a plurality of computers, including a centralized router connecting to source account controllers and destination account controllers that are connected to readers. A reader communicates a first authorization request having a source identifier to a portal coupled with a data storage storing data linking the source identifier to a linked identifier. The portal communicates with a respective linked account controller to obtain a response identifying an available resource. Based on the response, the reader generates a further authorization request for a requested resource from a source account identified by the source identifier to a destination account associated with the reader.
摘要翻译： 实现用于授权在具有多个计算机的计算机系统中的资源传送的通信协议的系统和方法，包括连接到连接到读取器的源帐户控制器和目的地帐户控制器的集中式路由器。 读者将具有源标识符的第一授权请求传达给门户，该门户与存储将源标识符链接到链接标识符的数据的数据存储器相连接。 该门户与相应的链接帐户控制器通信以获得标识可用资源的响应。 基于响应，读者从源标识符识别的源帐户到与读取器相关联的目的地帐户生成对所请求资源的进一步的授权请求。
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公开(公告)号：US11847233B2
公开(公告)日：2023-12-19
申请号：US17198113
申请日：2021-03-10
发明人： Ramesh Shankar , Brian Sullivan , Sayeed Mohammed , Gavin Shenker , Richard Nassar , Clyde Valdez , Jonathan Hill
CPC分类号： G06F21/602 , G06F21/335 , G06F21/44 , G06F21/629 , H04L9/3213
摘要： Techniques for managing an application token may include providing, by a first service provider application on a communication device to a first service provider computer, a first request for a first application token, receiving, by an account management application on the communication device from a token service computer in communication with the first service provider computer, the first application token, and storing the first application token in a token container in the account management application.
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公开(公告)号：US11777934B2
公开(公告)日：2023-10-03
申请号：US17269935
申请日：2019-08-22
发明人： Katharina Fuhrmann , Stephanie Zachariae , David Petch , Andrew Whitcombe , David William Wilson , Neil Hilton , Ramesh Shankar , Sayeed Mohammed
IPC分类号： H04L9/40
CPC分类号： H04L63/0884
摘要： A method and system for provisioning credentials is disclosed. The method includes receiving, by a token provider computer, a token request message from a token requestor computer that comprises an initial access identifier. The token provider computer transmits the initial access identifier to a first authorization computer, and then the token provider computer receives an intermediate access identifier. The token provider computer then transmits a token activation request message to a second authorization computer based at least in part on the intermediate access identifier. The token provider computer then receives a token activation response message from the second authorization computer. The token provider computer then provides the token to the token requestor computer.
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