公开(公告)号：US20190188975A1

公开(公告)日：2019-06-20

申请号：US16284656

申请日：2019-02-25

Applicant: Visa International Service Association

Inventor： Gourab Basu ,  Rajib Maitra ,  Tirtha Sarkar

IPC: G07F19/00 ,  G06Q20/34 ,  G07F7/10 ,  G06Q20/10

CPC classification number: G07F19/203 ,  G06Q20/1085 ,  G06Q20/3572 ,  G06Q20/35765 ,  G07F7/1025

Abstract: Systems and methods for transferring resource access from a sender to a recipient are disclosed that can allow a sender to specify an amount of a resource to provide access to (e.g., an amount of money or an amount of access rights), while still providing security for the sender's sensitive credential information (e.g., PAN and/or PIN). These systems and methods can allow a sender to transfer resource access from any location and at any time of the day. In the case of money transfers, the recipient can quickly and directly obtain the money from any ATM location associated with any bank and at any time of the day, even without a bank account.

公开(公告)号：US10424171B2

公开(公告)日：2019-09-24

申请号：US16284656

申请日：2019-02-25

Applicant: Visa International Service Association

Inventor： Gourab Basu ,  Rajib Maitra ,  Tirtha Sarkar

IPC: G07F19/00 ,  G06Q20/34 ,  G06Q20/10 ,  G07F7/10

Abstract: Systems and methods for transferring resource access from a sender to a recipient are disclosed that can allow a sender to specify an amount of a resource to provide access to (e.g., an amount of money or an amount of access rights), while still providing security for the sender's sensitive credential information (e.g., PAN and/or PIN). These systems and methods can allow a sender to transfer resource access from any location and at any time of the day. In the case of money transfers, the recipient can quickly and directly obtain the money from any ATM location associated with any bank and at any time of the day, even without a bank account.