公开(公告)号：US11568419B1

公开(公告)日：2023-01-31

申请号：US17125478

申请日：2020-12-17

申请人： Wells Fargo Bank, N.A.

发明人： Shari Van Cleave ,  Darren Michael Goetz ,  Dennis Emmanuel Montenegro ,  Dominik Vltavsky ,  Fairy Bui ,  Jason Huang ,  Christopher Sipanya

IPC分类号： G06Q20/40 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q40/02 ,  G06Q50/14 ,  G01S19/01 ,  H04L67/52

摘要： An example method includes receiving information related to a transaction with a financial account initiated by a customer at a financial terminal, the financial account including a transaction limit. Based on the information related to the transaction exceeding the transaction limit for the financial account, the method includes identifying a mobile device associated with the financial account and receiving location information of the mobile device via one or both of a passive location response or an active location response. Based on the location information of the mobile device, the method includes determining that the mobile device is located within a predetermined distance from a location of the financial terminal and temporarily changing the transaction limit for the financial account by a variable amount based on whether the location information of the mobile device was received via the one or both of the passive or the active location response.