公开(公告)号：US08090594B2

公开(公告)日：2012-01-03

申请号：US10373578

申请日：2003-02-24

申请人： William R. Grant ,  Michael W. Rogers ,  Mary Lou Corrigan ,  Michael F. Gallagher ,  Tony A. Muniz

发明人： William R. Grant ,  Michael W. Rogers ,  Mary Lou Corrigan ,  Michael F. Gallagher ,  Tony A. Muniz

IPC分类号： G06Q40/00

CPC分类号： G06Q30/06 ,  G06F19/00 ,  G06Q20/10 ,  G06Q20/4014 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/06 ,  G06Q50/24

摘要： The present invention provides systems and methods for implementing variable financial plans. The methods can include identifying an account, and accessing an account planning tool. Characteristics associated with the account are presented to the account planning tool, and an account plan is developed using the planning tool. Based at least in part on the account plan, a funds transfer is facilitated from a source of funds to the account. Activity in the account is monitored, and the account plan is modified in response to activity detected in the account plan.

摘要翻译： 本发明提供了用于实施可变财务计划的系统和方法。 这些方法可以包括识别帐户和访问帐户计划工具。 与帐户相关联的特征将提交给帐户计划工具，并使用计划工具开发一个帐户计划。 至少部分基于账户计划，从资金来源到账户资金转移。 监控帐户中的活动，并根据帐户计划中检测到的活动修改帐户计划。