公开(公告)号：US20250007712A1

公开(公告)日：2025-01-02

申请号：US18735899

申请日：2024-06-06

Applicant: eBAY iNC.

Inventor： Scott David Sharp ,  Alagu Muthuraman ,  Phanisri Kuchibotla ,  David Gandhi ,  Mahendar Madhavan

IPC: H04L9/32 ,  H04L9/30

Abstract: Aspects of the present disclosure relate to transaction security techniques. In examples, a resource platform causes a set of executable verification instructions associated with an authorization processor to be executed by a user computing device. The verification instructions may be encrypted by the authorization processor for decryption by the user computing device. The verification instructions may generate verification information associated with the user computing device. In some instances, the verification information may be encrypted for decryption by the authorization processor. The encrypted verification instructions may be provided to the authorization processor (e.g., via the resource platform), such that the authorization processor may provide an indication to the resource platform as to whether the verification is verified. Accordingly, if the verification information is verified a transaction associated with the resource platform may proceed or, as another example, the user computing device may be granted access to information.

公开(公告)号：US20230368207A1

公开(公告)日：2023-11-16

申请号：US17745791

申请日：2022-05-16

Applicant: eBay Inc.

Inventor： Shakul Hameed ,  Scott David Sharp ,  Om Prakash Kannusami ,  Alagu Muthuraman

IPC: G06Q20/40

CPC classification number: G06Q20/4016

Abstract: Systems and methods are directed to assessing risk and triggering a mitigation action prior to executing an offer based on a level of risk. Risk models are trained with data extracted from past transactions, whereby the risk models are configured to determine levels of risk for potential transactions. A request to make an offer on a listing representing an item is received. In response, the system identifies one or more account attributes associated with the user account and determines a level of risk by applying the one or more account attributes to one or more of the risk models. If the level of risk transgresses a threshold, the system triggers the automatic payment flow prior to executing the offer, which includes causing display of an information request user interface through which payment and shipping information is received. Responsive to receiving the payment and shipping information, the offer is executed.

公开(公告)号：US20220414750A1

公开(公告)日：2022-12-29

申请号：US17900515

申请日：2022-08-31

Applicant: eBay Inc.

Inventor： Sailendra Reddy ,  Raphael Tsow ,  Scott David Sharp

IPC: G06Q30/06 ,  G06Q20/38 ,  G06Q20/12

Abstract: The disclosed system and methods adjust one or more parameters affecting the purchase of one or more items and change a buyer interface in order to display the consolidated parameter to a buyer. Example embodiments include a machine-implemented method for detecting an edit to the shopping cart, conducting a complex parameter editing simulation based on data accessed from multiple databases, adjusting a parameter associated with an item in the shopping cart, and adjusting and displaying a cart total to the buyer. The system can further receive an indication to checkout the shopping cart and edit complex parameters during checkout accordingly.