公开(公告)号：US10755240B2

公开(公告)日：2020-08-25

申请号：US15571774

申请日：2016-05-06

申请人： PAYDATUM CO.

发明人： Hani Raouda El-Balah

IPC分类号： G06Q20/04 ,  G06Q20/32 ,  G06Q20/20 ,  G06Q20/12 ,  G06Q30/02 ,  G06Q30/06

摘要： The present disclosure is directed to a system and method for generating, securely storing, retrieving, and processing sales receipts for the purchase of goods and services using any convenient method of payment. All buyer purchases are linked to their receipt account or account. The method includes the generation of both physical and electronic receipts with any receipt being readily identifiable by a purchaser, seller, credit card issuer, employer, financial institution, or other party or entity having a need to access the receipt and information included on it. The system and method also utilize a taxonomy to characterize attributes of purchase receipts and employs and an analytics capability useful by buyers, sellers, and third parties.

公开(公告)号：US20210174314A1

公开(公告)日：2021-06-10

申请号：US17180601

申请日：2021-02-19

申请人： Hani Raouda El-Balah

发明人： Hani Raouda El-Balah

IPC分类号： G06Q20/04 ,  G06Q20/32 ,  G06Q30/02 ,  G06Q20/20 ,  G06Q30/06 ,  G06Q20/12

摘要： A system and method having a seller digital receipt transaction processing system storing a seller's digital receipts identifier uniquely identifying the seller from among a plurality of non-related, non-associated sellers; receiving a buyer's digital receipt identifier uniquely identifying the buyer within the digital receipts transaction processing system independently of the buyer's form of payment and account number; receiving purchase transaction data from a seller's purchase payment processing system which does not include personalized data providing an identity of the buyer; assigning a transaction digital receipt number to received purchase transaction data that uniquely identifies the seller and the purchase transaction; formatting a digital transaction receipt including an assigned transaction digital receipt number, the received seller's digital receipt identifier, the buyer's digital receipt identifier, and the transaction receipt data; and, transmitting the digital transaction receipt over the output interface to a communicatively coupled digital receipt transaction processing system.

公开(公告)号：US10929821B2

公开(公告)日：2021-02-23

申请号：US15806154

申请日：2017-11-07

申请人： Hani Raouda El-Balah

发明人： Hani Raouda El-Balah

IPC分类号： G06Q20/04 ,  G06Q20/32 ,  G06Q20/20 ,  G06Q20/12 ,  G06Q30/02 ,  G06Q30/06

摘要： The present disclosure is directed to a system and method for generating, securely storing, retrieving, and processing sales receipts for the purchase of goods and services using any convenient method of payment, with all buyer purchases being linked to their receipt account, that is independent of the seller's account or the payment account, providing both physical and electronic receipts with any receipt being readily identifiable by a purchaser, seller, credit card issuer, employer, financial institution, or other party or entity having a need to access the receipt and information included on it, and having a new taxonomy to characterize attributes of vendor independent and payment independent purchase receipts and employs and an analytics capability useful by buyers, sellers, and third parties.