-
公开(公告)号：US10223674B2
公开(公告)日：2019-03-05
申请号：US13397215
申请日：2012-02-15
申请人： Mark Itwaru
发明人： Mark Itwaru
IPC分类号： G06Q40/00 , G06Q20/08 , G06Q20/12 , G06Q20/14 , G06Q20/20 , G06Q20/32 , G06Q20/40 , G06Q20/10 , G06Q50/00
摘要： The system includes receiving transaction information of the transaction including merchant identification information, consumer identification information and a transaction identifier associated with a barcode. The system also accesses a database of profile data using the merchant identification information to determine a transaction type of the transaction. The system also sends output data via the communications network by using workflow instructions associated with the transaction type, the output data for consumption by a consumer device of the consumer. The system also receives input data from the consumer device and includes the input data with the transaction information to generate a transaction request. The system can also send the transaction request via the communications network to a merchant interface of the merchant to complete the transaction with the merchant.
-
2.发明授权公开(公告)号：US09715704B2
公开(公告)日：2017-07-25
申请号：US13397297
申请日：2012-02-15
申请人： Mark Itwaru
发明人： Mark Itwaru
IPC分类号： G06Q20/20 , G06Q30/06 , G07G1/12 , G06Q30/04 , G06Q40/00 , G06Q40/06 , G06Q40/04 , G06Q20/40 , G06Q20/10 , G06K7/14
CPC分类号： G06Q30/04
摘要： A system and method for assisting ordering and payment processing of an order invoice associated with a product selected by a customer. The system comprises collecting product data about the product and generates the order invoice information for use by at least an accounting system of the merchant. The system receives symbology information in an aggregated barcode associated with the order invoice, the symbology information including at least a portion of the order invoice information encoded using a coding scheme of a barcode. The system provides an image of the aggregated barcode to the customer for use in generating a transaction request for settlement of the order invoice, and receives a transaction response indicating transaction approval or transaction denial of the order invoice.
-
公开(公告)号：US20140188646A1
公开(公告)日：2014-07-03
申请号：US14197148
申请日：2014-03-04
申请人： Riavera Corp.
发明人： Mark Itwaru , Amena Amro , David Kerry
CPC分类号： G06Q20/3272 , G06Q20/02 , G06Q20/202 , G06Q20/3276
摘要： A non-transitory computer readable storage medium with an executable payment application stored thereon, the payment application configured for generating a payment request for receipt by a transaction interface over a communications network such that that the transaction interface is separate and remote from a merchant interface over the communications network, a transaction of the payment request associated with a merchant providing a product to a consumer, wherein the payment application instructs a computer processor to perform the following steps of: receiving a sound code containing sound-based transaction data, wherein the transaction data is representative of merchant data associated with the product; receiving a consumer identifier, wherein the consumer identifier identifies the consumer; sending the payment request including the product data and the consumer identifier to the transaction interface over the communications network; and receiving a confirmation of approval or denial of the payment request from the transaction interface.
摘要翻译： 一种具有存储在其上的可执行支付应用的非瞬时计算机可读存储介质，所述支付应用被配置为生成用于通过通信网络由交易接口接收的支付请求，使得所述交易接口是分开的并且远离商家接口 通信网络，与向消费者提供产品的商家相关联的支付请求的交易，其中所述支付应用指示计算机处理器执行以下步骤：接收包含基于声音的交易数据的声音代码，其中所述交易 数据代表与产品相关联的商家数据; 接收消费者标识符，其中所述消费者标识符识别所述消费者; 通过通信网络将包括产品数据和消费者标识符的支付请求发送到交易接口; 并从交易界面接收到批准或拒绝付款请求的确认。
-
公开(公告)号：US09721243B2
公开(公告)日：2017-08-01
申请号：US13861490
申请日：2013-04-12
申请人： Riavera Corp.
发明人： Mark Itwaru
CPC分类号： G06Q20/3227 , G06Q20/02 , G06Q20/20 , G06Q20/322 , G06Q20/3276 , G06Q20/3578
摘要： A transaction system for coordinating processing of a transaction payment request associated with a transaction between a consumer and a merchant, comprising: a computer processor programmed for: receiving the transaction payment request including consumer code data and identification information, the consumer code data representative of a subaccount registered with a transaction interface; accessing the subaccount to obtain payment information related to the transaction payment request; creating a payment confirmation request using said identification information; sending said payment confirmation request over the network to a mobile device; obtaining authorization information from the mobile device; sending a funds transfer request to a payment platform based on the authorization information matching the required authorization information; receiving approval of the funds transfer request from the payment platform; and sending a confirmation of the approval of the funds transfer request to a computer device associated with the merchant.
-
公开(公告)号：US09336520B2
公开(公告)日：2016-05-10
申请号：US14603886
申请日：2015-01-23
申请人： Riavera Corp.
发明人： Mark Itwaru
CPC分类号： G06Q20/3276 , G06Q20/10 , G06Q20/388 , G06Q20/401 , G06Q20/42 , G06Q40/02
摘要： A system and method for coordinating processing of a funds transfer transaction between a transaction requestor and a transaction responder over a communications network. The transaction system comprises receiving a funds amount, requestor identification information, and responder identification information, such that at least one of the funds amount, the requestor identification information, or the responder identification information is encoded in symbology information embodied in a barcode. The system also decodes the symbology information into unencoded information using a coding scheme of the barcode and generates a funds transfer request for the funds transfer transaction, such that the funds transfer request has content including the unencoded information decoded from the symbology information. The system also sends the funds transfer request to a transaction processing system for subsequent settlement, as well as receives transaction confirmation messages.
-
公开(公告)号：US20120290415A1
公开(公告)日：2012-11-15
申请号：US13105803
申请日：2011-05-11
申请人： Mark Itwaru
发明人： Mark Itwaru
CPC分类号： G06Q20/3276 , G06Q20/20 , G06Q30/02
摘要： A Mobile Image Payment System (MIPS) for mobile commerce, which enables a Consumer to use a mobile device to make payments for online, Electronic Media, Print Media and POS Transactions. In an embodiment, the Consumer scans an encoded, mobile device scannable image that is displayed by a merchant, to initiate a transaction. The MIPS may complete the transaction by processing information between a Mobile Payment Client residing on the Consumer's mobile device, a Mobile Payment Interface residing on a Transaction Server, and, in a further embodiment, a Mobile Payment Application residing on a merchant's device or POS terminal. The Consumer's mobile device may communicate with a Payment Platform, which may communicate with a Merchant Transaction Server in order to process and complete the mobile transaction. The merchant MDSI can be displayed on any product or advertising medium.
摘要翻译： 用于移动商务的移动图像支付系统（MIPS），使消费者能够使用移动设备在线支付电子媒体，打印媒体和POS交易。 在一个实施例中，消费者扫描由商家显示的经编码的移动设备可扫描图像以发起交易。 MIPS可以通过处理驻留在消费者的移动设备上的移动支付客户端，驻留在交易服务器上的移动支付接口，以及在另一实施例中驻留在商家设备或POS终端上的移动支付应用程序来处理信息来完成交易 。 消费者的移动设备可以与支付平台通信，支付平台可以与商家交易服务器通信，以便处理和完成移动交易。 商家MDSI可以显示在任何产品或广告媒介上。
-
公开(公告)号：US11295280B2
公开(公告)日：2022-04-05
申请号：US16247259
申请日：2019-01-14
申请人： Riavera Corp.
发明人： Mark Itwaru
IPC分类号： G06Q40/00 , G06Q20/08 , G06Q20/12 , G06Q20/14 , G06Q20/20 , G06Q20/32 , G06Q20/40 , G06Q20/10 , G06Q50/00
摘要： The system includes receiving transaction information of the transaction including merchant identification information, consumer identification information and a transaction identifier associated with a barcode. The system also accesses a database of profile data using the merchant identification information to determine a transaction type of the transaction. The system also sends output data via the communications network by using workflow instructions associated with the transaction type, the output data for consumption by a consumer device of the consumer. The system also receives input data from the consumer device and includes the input data with the transaction information to generate a transaction request. The system can also send the transaction request via the communications network to a merchant interface of the merchant to complete the transaction with the merchant.
-
公开(公告)号：US09754251B2
公开(公告)日：2017-09-05
申请号：US15149659
申请日：2016-05-09
申请人： Riavera Corp.
发明人： Mark Itwaru
CPC分类号： G06Q20/3276 , G06Q20/10 , G06Q20/388 , G06Q20/401 , G06Q20/42 , G06Q40/02
摘要： A system and method for coordinating processing of a funds transfer transaction between a transaction requestor and a transaction responder over a communications network. The transaction system comprises receiving a funds amount, requestor identification information, and responder identification information, such that at least one of the funds amount, the requestor identification information, or the responder identification information is encoded in symbology information embodied in a barcode. The system also decodes the symbology information into unencoded information using a coding scheme of the barcode and generates a funds transfer request for the funds transfer transaction, such that the funds transfer request has content including the unencoded information decoded from the symbology information. The system also sends the funds transfer request to a transaction processing system for subsequent settlement, as well as receives transaction confirmation messages.
-
公开(公告)号：US09734498B2
公开(公告)日：2017-08-15
申请号：US13469931
申请日：2012-05-11
申请人： Mark Itwaru
发明人： Mark Itwaru
CPC分类号： G06Q20/4012 , G06Q20/02 , G06Q20/20 , G06Q20/3276 , G06Q30/02
摘要： A Mobile Image Payment System for mobile commerce, which enables a Consumer to use a mobile device to make payments for online, Electronic Media, Print Media and POS Transactions, involving the presentment of a short code. In an embodiment, the Consumer scans the short code that is displayed by a merchant, to initiate a transaction. The system completes the transaction by processing information between a Mobile Payment Client residing on the Consumer's mobile device, a Mobile Payment interface residing on a Transaction Server, and, in a further embodiment, a Mobile Payment Application residing on a merchant's device or POS terminal. The Consumer's mobile device communicates with a Payment Platform, which communicates with a Merchant Transaction Server in order to process and complete the mobile transaction. The short code of the merchant can be displayed on any product or advertising medium.
-
10.发明授权公开(公告)号：US10262315B2
公开(公告)日：2019-04-16
申请号：US15693545
申请日：2017-09-01
申请人： Riavera Corp.
发明人： Mark Itwaru
摘要： A system and method for coordinating processing of a funds transfer transaction between a transaction requestor and a transaction responder over a communications network. The transaction system comprises receiving a funds amount, requestor identification information, and responder identification information, such that at least one of the funds amount, the requestor identification information, or the responder identification information is encoded in symbology information embodied in a barcode. The system also decodes the symbology information into unencoded information using a coding scheme of the barcode and generates a funds transfer request for the funds transfer transaction, such that the funds transfer request has content including the unencoded information decoded from the symbology information. The system also sends the funds transfer request to a transaction processing system for subsequent settlement, as well as receives transaction confirmation messages.
-
-
-
-
-
-
-
-
-
搜索结果
13 条记录 (耗时 0.016 秒)
