公开(公告)号：WO2018156619A1

公开(公告)日：2018-08-30

申请号：PCT/US2018/019006

申请日：2018-02-21

Applicant: ALIBABA GROUP HOLDING LIMITED

Inventor： JIN, Yukang ,  CHEN, Aiqing ,  GONG, Wenhua ,  XU, Hanbin

IPC: G06Q20/32 ,  G06Q20/20 ,  G06Q20/40

CPC classification number: G06Q20/40145 ,  G06Q20/322 ,  G06Q20/3272 ,  G06Q20/3274

Abstract: A method and an apparatus of payment processing, a transaction method and a mobile device are disclosed. The payment processing method includes collecting an audio signal; obtaining a graphic code, wherein the graphic code is generated based on a predetermined account and a number recognized from the audio signal, the number being used for indicating an amount to be paid and the predetermined account being an account that is to have a payment activity; and displaying the graphic code, wherein the graphic code is used for triggering the payment activity with the predetermined account to complete a payment of the amount corresponding to the number upon being scanned. The present disclosure solves the technical problems of a relatively low efficiency of offline transaction processes caused by the need of manual entry of a payment account for each offline payment.