公开(公告)号：WO2005050374A3

公开(公告)日：2006-03-23

申请号：PCT/US2004037861

申请日：2004-11-12

Applicant: FIRST DATA CORP ,  BLAGG LYNN HOLM ,  RODIN MICHAEL F

Inventor： BLAGG LYNN HOLM ,  RODIN MICHAEL F

IPC: G06F20060101 ,  G06F17/60

CPC classification number: G06Q40/02 ,  G06Q20/10 ,  G06Q40/00

Abstract: A system is described allowing the transfer of funds, for example, from an employer to a third-party intermediary which can distribute the funds via a payroll card to an employee. The system allows a portion of the population such as that which does not use traditional bank accounts to receive funds via a payroll card at a variety of locations without the necessity of visiting the bank location of the employer to cash a check. Other embodiments of the invention allow funds to be distributed from a first party to a second party via an intermediary party.

Abstract translation: 描述了允许将资金从雇主转移到可以通过工资卡向雇员分配资金的第三方中介的系统。 该系统允许一部分人口，例如不使用传统银行帐户的人口，通过各种地点的工资卡接收资金，而不需要访问雇主的银行地点以支付支票。 本发明的其他实施例允许资金从第一方通过中间方分发给第二方。