公开(公告)号：WO2021263032A1

公开(公告)日：2021-12-30

申请号：PCT/US2021/038966

申请日：2021-06-24

Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION

Inventor： PAREKH, Raj ,  KURIEN, Libby ,  SHEFFIELD, Cuy

IPC: G06Q20/06 ,  G06Q20/02 ,  G06Q20/40 ,  G06Q20/38

Abstract: A method is disclosed. The method comprises receiving, by a processing network computer, a plurality of clearing files from a plurality of transport computers. The processing network computer may then generate, based on the data in the plurality of clearing files, a settlement file comprising a first settlement amount and a first destination associated with an account at a custodian computer. The processing network computer may then transmit the settlement file to an authorizing entity computer. The processing network computer may then transmit a transfer instruction file comprising the first destination, a second settlement amount, and a second destination associated with a transport computer to a custodian computer. Later, the authorizing entity computer sends the first settlement amount to the first destination at the custodian computer. Then the custodian computer, or the processing network computer, sends the second settlement amount to the second destination associated with the transport computer.