The invention provides a system and method for borrowing and downloading a digitally published product by scanning a two-dimensional code. The method comprises the steps that firstly, the two-dimensional code of the digitally published product is generated; secondly, the digitally published product and the two-dimensional code thereof are displayed; thirdly, the two-dimensional code is scanned bya mobile terminal; fourthly, the mobile terminal sends a borrowing request to the system; fifthly, the system judges the legality of the mobile terminal, and if the mobile terminal is legal, the sixthstep is executed; sixthly, the system judges the legality of the two-dimensional code, and if the two-dimensional code is legal, the seventh step is executed; seventhly, the system allows the mobileterminal to download the digitally published product; eighthly, the system judges whether the borrowing deadline of the digitally published product arrives or not, and if the borrowing deadline does not arrive, the ninth step is executed; ninthly, the digitally published product is read through the mobile terminal. The system comprises a borrowing server, a front-end display module and an execution module. When the system and method for borrowing and downloading the digitally published product by scanning the two-dimensional code are used, the traditional library business developmental needs are met, a lot of time and cost are saved for users, meanwhile, the system and method for borrowing and downloading the digitally published product by scanning the two-dimensional code accord with thereading habits that the users read books, periodicals and other digitally published products, and the operation of the users is facilitated.