Invention Grant
- Patent Title: Dynamic resource management associated with payment instrument exceptions processing
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Application No.: US14750380Application Date: 2015-06-25
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Publication No.: US10373128B2Publication Date: 2019-08-06
- Inventor: Michael Gerald Smith , James F. Barrett, II , Andrew Patrick Bastnagel , Joshua Allen Beaudry , Eric Dryer , Shawn Cart Gunsolley , Marshall Bright Thompson , Michael Matthew Wisser
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Michael A. Springs; Nicholas C. Russell
- Main IPC: G06Q20/04
- IPC: G06Q20/04 ; G06Q30/02 ; G06Q40/00 ; G06Q10/06 ; G06Q10/10 ; G06K9/18 ; G06Q20/10 ; G06Q30/06 ; G06Q40/04 ; G06Q20/20

Abstract:
Embodiments of the invention include systems, methods, and computer-program products for dynamic resource management for managing payment exception processing and maximize work flow. In this way, the system may lift data from financial documents received from sources to allow for exception processing. The exceptions may include one or more irregularities such as bad micro line reads, outdated check stock, or misrepresentative checks that may result in a failure to match the check to an associated account for processing. As such, once an exception is identified during the processing the exception is directed to an appropriate resource for processing. The system monitors work flow nodes and resource experience to prevent bottlenecks or underutilization. Furthermore, the system employs awards and gamification models for exception processing.
Public/Granted literature
- US20160379184A1 DYNAMIC RESOURCE MANAGEMENT ASSOCIATED WITH PAYMENT INSTRUMENT EXCEPTIONS PROCESSING Public/Granted day:2016-12-29
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