Invention Grant
- Patent Title: Methods to determine a vehicle insurance premium based on vehicle operation data collected via a mobile device
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Application No.: US13763231Application Date: 2013-02-08
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Publication No.: US10402907B2Publication Date: 2019-09-03
- Inventor: Benjamin F. Bowne , Jufeng “James” Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley, Sr. , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
- Applicant: State Farm Mutual Automobile Insurance Company , Benjamin F. Bowne , Jufeng “James” Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley, Sr. , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
- Applicant Address: US IL Bloomington
- Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee Address: US IL Bloomington
- Agency: Slayden Grubert Beard PLLC
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q40/08 ; G06Q10/06 ; G06Q10/08 ; B60W40/09 ; G06Q40/04 ; G07C5/08 ; H04W4/04 ; G01S19/13 ; G06Q30/02 ; G07C5/00 ; H04W4/02 ; G01C21/36 ; H04W4/40 ; H04L29/08
Abstract:
A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a remote computer receives the collected vehicle operation data from a mobile device and calculates an insurance premium based at least in part on the collected vehicle operation data. A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a server receives collected vehicle operation data, a database stores the collected vehicle operation data, and a rating engine determines a vehicle insurance premium based at least in part on collected vehicle operation data.
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