The invention relates to a surface element (1), intended for use as a floor, wall and/or ceiling surface element for a floor, wall and/or ceiling covering, having at least one carrier plate (2) and at least one functional layer (3), wherein the carrier plate (2) comprises a top side (5) facing a usable side (4) and an underside (7) opposite the top side (5) and facing the underground (6). According to the invention, it is provided that the functional layer (3) is provided underneath the carrier plate (2), and that the functional layer (3) is designed in such a way that, in the installed state, it projects beyond the side edge (10) of the side (8), in particular of the long side (9), on at least one side (8), especially on at least one long side (9).