发明申请
- 专利标题: SERVICE FOR EXCEEDING ACCOUNT THRESHOLDS VIA TRANSACTION MACHINE
- 专利标题(中): 超过帐户通过交易机器的服务
-
申请号: US13840519申请日: 2013-03-15
-
公开(公告)号: US20130218694A1公开(公告)日: 2013-08-22
- 发明人: Tamara S. Kingston , John Franklin Tuders , Ross Matthew Feldman , Marc Lance Warshawsky , Erik Stephen Ross , Elbert Lee Whitler , Mark D. Zanzot , Ketil Bjugan , Scott Mastbrook , William Sydney Ivey , Mark Allan Nelson , Brenda Lisbeth Smyth , Doris Maria Garrett , Jonathan H. Tucker , Catherine Stokes Pullen , Paul Ronald DeKoster
- 申请人: BANK OF AMERICA CORPORATION
- 申请人地址: US NC Charlotte
- 专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人地址: US NC Charlotte
- 主分类号: G06Q20/40
- IPC分类号: G06Q20/40
摘要:
In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a transaction machine. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an exceeded threshold as a result of the transaction; (c) prompting, via the transaction machine, the holder to consent to the exceeded threshold; (d) receiving the holder's consent to the exceeded threshold; and (e) authorizing the transaction based at least partially on the receiving the holder's consent.
公开/授权文献
信息查询