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公开(公告)号：US20190158603A1
公开(公告)日：2019-05-23
申请号：US15986618
申请日：2018-05-22
发明人： Mark Allan Nelson , Stephen Philip Selfridge , Ashish B. Tajpuria , Karen Lea MacQueen , Steven Michael Twombly
摘要： Embodiments enable communicable integration of a user network of devices and an internet of things (TOT) device. Embodiments identify an TOT device location; calculate a first limit based on a difference between the location of the user and the TOT device location; continuously identify a real-time location of the user via the one or more components of the user network of devices; calculate a total time to user arrival at the TOT device location; calculate a second time limit based on preparation of the TOT device; if the total time to user arrival at the TOT device location is greater than the second time limit, continuously monitor the total time to user arrival at the TOT device location; and when the total time to user arrival at the TOT device location is less than or equal to the second time limit, activate the TOT device for preparation.
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公开(公告)号：US20190156328A1
公开(公告)日：2019-05-23
申请号：US15910179
申请日：2018-03-02
发明人： Mark Allan Nelson , Karen Lea MacQueen , Stephen Philip Selfridge , Ashish B. Tajpuria , Tony England
摘要： Embodiments of the present invention provide a system for transferring one or more resources associated with an interaction via an automobile. The system is typically configured for receiving an input from a user, via one or components of an automobile, to identify one or more third party entities associated with an interaction, identifying, via the one or more components, a current location and a destination of the user, identifying the one or more third party entities between the current location and the destination, applying logic to select a third party entity from the one or more third party entities, establishing a communication link with a third party entity device associated with the third party entity, and initiating transfer of resources to the remote device to complete the interaction.
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3.发明申请公开(公告)号：US20130218777A1
公开(公告)日：2013-08-22
申请号：US13840586
申请日：2013-03-15
发明人： Tamara S. Kingston , Willard Andrew Barr , Doris Maria Garrett , Mark Allan Nelson , Jonathan H. Tucker , John Franklin Tuders , Elbert Lee Whitler , Paul Ronald DeKoster
IPC分类号： G06Q20/40
CPC分类号： G06Q20/405 , G06Q20/20 , G06Q20/3278 , G06Q20/40 , G06Q20/4012 , G06Q30/06 , G06Q40/02
摘要： In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for account with unavailable funds or credit using a passcode for the account with unavailable funds or credit For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account; (b) determining, based at least partially on the transaction information, that the account will exceed available funds or credit as a result of the transaction; (c) receiving a passcode for the account with unavailable funds or credit associated with the account; and (d) authorizing the transaction based at least partially on the receiving the passcode for the account with unavailable funds or credit.
摘要翻译： 一般来说，本发明的实施例涉及用于使用不可用资金或贷方的帐户的密码为不可用资金或信用提供帐户的服务的方法和装置。例如，在一些实施例中，提供了一种方法，其包括： （a）接收与交易相关的交易信息，交易涉及账户; （b）至少部分地基于交易信息确定该交易的结果将超出可用资金或信用额度; （c）接收与帐户无关的资金或信用卡的帐户密码; 以及（d）至少部分地授权交易，即接收不具备资金或信贷的账户密码。
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4.发明申请EXCEEDED ACCOUNT THRESHOLD SERVICE INVOLVING EXCEEDED ACCOUNT THRESHOLD MAGNETIC STRIPE 有权涉及超额账户的超额账户门槛服务阈值磁条公开(公告)号：US20130214042A1
公开(公告)日：2013-08-22
申请号：US13840631
申请日：2013-03-15
发明人： Tamara S. Kingston , Willard Andrew Barr , Doris Maria Garrett , Mark Allan Nelson , Jonathan H. Tucker , John Franklin Tuders , Elbert Lee Whitler , Paul Ronald DeKoster
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02 , G06Q20/023 , G06Q20/20 , G06Q20/3278 , G06Q20/40 , G06Q20/4012 , G06Q30/06
摘要： In general terms, embodiments of the present invention relate to methods and apparatuses for providing an account exceeding available funds or credit service involving an account exceeding available funds or credit magnetic stripe. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves a transaction machine and an account, and where the account is associated with a credit/debit card; (b) determining, based at least partially on the transaction information, that the account will incur an account exceeding available funds or credit as a result of the transaction; (c) receiving account exceeding available funds or credit swipe information indicating that an account exceeding available funds or credit magnetic stripe of the credit/debit card was swiped at the transaction machine; and (d) authorizing the transaction based at least partially on receiving the account exceeding available funds or credit swipe information.
摘要翻译： 一般来说，本发明的实施例涉及提供超过可用资金或信用服务的帐户的方法和装置，其涉及超过可用资金或信用磁条的账户。 例如，在一些实施例中，提供了一种方法，其包括：（a）接收与交易相关联的交易信息，其中所述交易涉及交易机器和帐户，并且所述帐户与信用卡/借记卡相关联; （b）至少部分地基于交易信息来确定该账户将由于交易而产生超出可用资金或信用的账户; （c）接收超过可用资金或信用刷卡信息，指示信用卡/借记卡的可用资金或信用磁条的帐户在交易机器上被刷卡; 以及（d）至少部分地授权交易，以接收超出可用资金或信用刷卡信息的账户。
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公开(公告)号：US11645911B2
公开(公告)日：2023-05-09
申请号：US17710360
申请日：2022-03-31
发明人： Mark Allan Nelson , Stephen Philip Selfridge , Ashish B. Tajpuria , Karen Lea MacQueen , Steven Michael Twombly
IPC分类号： G06Q10/0834 , G06Q30/0601 , G08G1/14 , G01C21/36 , H04L67/12 , H04M1/72457 , H04L67/52 , H04L67/53 , H04L67/50 , G05D23/19 , H04L67/125 , H04W64/00 , H04W76/10 , H04M1/60 , H04W4/02 , H04W72/04 , G06F16/9537 , G06F16/29 , G01C21/34 , G06Q20/34 , G07B15/06 , G07B15/02 , H04L65/40 , G01S19/51
CPC分类号： G08G1/144 , G01C21/3469 , G01C21/3484 , G01C21/3492 , G01C21/3617 , G05D23/1917 , G06F16/29 , G06F16/9537 , G06Q10/0834 , G06Q20/34 , G06Q30/0611 , G06Q30/0613 , G06Q30/0635 , G07B15/063 , G08G1/148 , H04L67/12 , H04L67/125 , H04L67/52 , H04L67/53 , H04L67/535 , H04M1/6091 , H04M1/72457 , H04W4/02 , H04W64/006 , H04W72/04 , H04W76/10 , G01C21/3461 , G01C21/3685 , G01S19/51 , G06Q2240/00 , G07B15/02 , G08G1/143 , H04L65/40
摘要： Embodiments of the present invention provide a communicable integration of a user network of devices and a vendor system. Embodiments receive, at the vendor system from the user network of devices, a request for provisioning of products by a vendor; determine a provisioning location for provisioning of the products by the vendor; continuously identify a real-time location of the user via the one or more components of the user network of devices; continuously calculate a real-time first limit based on the continuously identified current location of the user and the provisioning location; calculate a total time to provision the products comprising a sum of a product preparation time and the real-time first limit; and optimize delivery of the products based on the total time to provision and the real-time location of the user.
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公开(公告)号：US11322029B2
公开(公告)日：2022-05-03
申请号：US15986613
申请日：2018-05-22
发明人： Mark Allan Nelson , Stephen Philip Selfridge , Ashish B. Tajpuria , Karen Lea MacQueen , Steven Michael Twombly
IPC分类号： G08G1/14 , G01C21/36 , H04L67/12 , H04M1/72457 , G05D23/19 , H04L67/125 , H04L67/50 , H04W64/00 , H04W76/10 , H04M1/60 , H04W4/02 , H04W72/04 , G06F16/9537 , G06F16/29 , G06Q10/08 , G06Q30/06 , G01C21/34 , G06Q20/34 , H04L67/52 , H04L67/53 , G07B15/06 , H04L65/40 , G07B15/02 , G01S19/51
摘要： Embodiments of the present invention provide a communicable integration of a user network of devices and a vendor system. Embodiments receive, at the vendor system from the user network of devices, a request for provisioning of products by a vendor; determine a provisioning location for provisioning of the products by the vendor; continuously identify a real-time location of the user via the one or more components of the user network of devices; continuously calculate a real-time first limit based on the continuously identified current location of the user and the provisioning location; calculate a total time to provision the products comprising a sum of a product preparation time and the real-time first limit; and optimize delivery of the products based on the total time to provision and the real-time location of the user.
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公开(公告)号：US10990109B2
公开(公告)日：2021-04-27
申请号：US15986232
申请日：2018-05-22
发明人： Mark Allan Nelson , Karen Lea MacQueen , Ashish B. Tajpuria , Stephen Philip Selfridge , Steven Michael Twombly
IPC分类号： G05D1/02 , G06Q10/08 , G01C21/36 , G01C21/34 , G05D1/00 , G06F16/29 , G06F16/9537 , G06K19/07
摘要： The preset invention relates to a system for integrated connectivity of devices to provide dynamic control and real-time routing of a vehicle for item transfer and vehicle performance. The system is configured for constructing a dynamic item file comprising one or more items associated with a user. The system is configured to identify an item collection initiation trigger and transmit an order placement control signal to an entity system of an item entity to initiate item transfer of the one or more items at a predetermined time interval. The system is configured to direct the vehicle to a first parking location associated with the geographic location parameter of the item entity. In addition, using a sensor device of the vehicle such as a weight sensor, an RFID sensor and/or a visual capture device, the system is structured to identify that the one or more items are located in the vehicle.
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公开(公告)号：US20200101919A1
公开(公告)日：2020-04-02
申请号：US16700568
申请日：2019-12-02
发明人： Mark Allan Nelson , Ashish B. Tajpuria , Karen Lea MacQueen , Stephen Philip Selfridge , Steven Michael Twombly
IPC分类号： B60R21/0136 , G07C5/00 , G06Q40/08 , G06Q50/30 , H04W4/40
摘要： Embodiments of the present invention provide a system for recognizing environment of a vehicle and identifying collisions in real-time. The system is typically configured for continuously monitoring environment of an automobile via one or more components of the automobile, identifying at least one collision associated with the automobile based on monitoring the environment of the automobile, determining one or more users associated with the at least one collision, determining one or more third parties associated with the one or more users and the at least one collision, automatically establish a communication link with the one or more third party entities, and automatically transmitting a notification associated with the at least one collision to the one or more third party entities and the one or more users in real-time.
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9.发明授权公开(公告)号：US09047640B2
公开(公告)日：2015-06-02
申请号：US13840631
申请日：2013-03-15
发明人： Tamara S. Kingston , Willard Andrew Barr , Doris Maria Garrett , Mark Allan Nelson , Jonathan H. Tucker , John Franklin Tuders , Elbert Lee Whitler , Paul Ronald DeKoster
CPC分类号： G06Q40/02 , G06Q20/023 , G06Q20/20 , G06Q20/3278 , G06Q20/40 , G06Q20/4012 , G06Q30/06
摘要： In general terms, embodiments of the present invention relate to methods and apparatuses for providing an account exceeding available funds or credit service involving an account exceeding available funds or credit magnetic stripe. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves a transaction machine and an account, and where the account is associated with a credit/debit card; (b) determining, based at least partially on the transaction information, that the account will incur an account exceeding available funds or credit as a result of the transaction; (c) receiving account exceeding available funds or credit swipe information indicating that an account exceeding available funds or credit magnetic stripe of the credit/debit card was swiped at the transaction machine; and (d) authorizing the transaction based at least partially on receiving the account exceeding available funds or credit swipe information.
摘要翻译： 一般来说，本发明的实施例涉及提供超过可用资金或信用服务的帐户的方法和装置，其涉及超过可用资金或信用磁条的账户。 例如，在一些实施例中，提供了一种方法，其包括：（a）接收与交易相关联的交易信息，其中所述交易涉及交易机器和帐户，并且所述帐户与信用卡/借记卡相关联; （b）至少部分地基于交易信息来确定该账户将由于交易而产生超出可用资金或信用的账户; （c）接收超过可用资金或信用刷卡信息，指示信用卡/借记卡的可用资金或信用磁条的帐户在交易机器上被刷卡; 以及（d）至少部分地授权交易，以接收超出可用资金或信用刷卡信息的账户。
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公开(公告)号：US11107353B2
公开(公告)日：2021-08-31
申请号：US15910179
申请日：2018-03-02
发明人： Mark Allan Nelson , Karen Lea MacQueen , Stephen Philip Selfridge , Ashish B. Tajpuria , Tony England
IPC分类号： G06Q40/00 , G08G1/14 , H04W4/02 , G01C21/36 , H04L29/08 , H04M1/72457 , G05D23/19 , H04W64/00 , H04W76/10 , H04M1/60 , H04W72/04 , G06F16/9537 , G06F16/29 , G06Q10/08 , G06Q30/06 , G01C21/34 , G06Q20/34 , G07B15/06 , G07B15/02 , G01S19/51
摘要： Embodiments of the present invention provide a system for transferring one or more resources associated with an interaction via an automobile. The system is typically configured for receiving an input from a user, via one or components of an automobile, to identify one or more third party entities associated with an interaction, identifying, via the one or more components, a current location and a destination of the user, identifying the one or more third party entities between the current location and the destination, applying logic to select a third party entity from the one or more third party entities, establishing a communication link with a third party entity device associated with the third party entity, and initiating transfer of resources to the remote device to complete the interaction.
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