A method and apparatus used for a dual-network dual-standby terminal implementing service distribution are disclosed in the present document. The dual-network dual-standby terminal includes an application module, a first communication module and a second communication module. When a user of the dual-network dual-standby terminal initiates a Circuit Switched (CS) service, the application module selects the first communication module, and the first communication module performs communication through a 2G network; when a user of the dual-network dual-standby terminal initiates a Packet Switched (PS) service, the application module selects the second communication module, and the second communication module performs communication through a 3G network or a 2G network.