A protective garment assembly; the protective garment assembly includes an upper garment, a lower garment and protective material attached thereto. Particularly the protective material is attached to shoulder, elbow and forearm areas of the upper garment; and tailbone, hip, thigh, knee and shin areas of the lower garment. The protective material is sewn into clothing and concealed. As designed, it affords adequate, but discrete protection in the event of a trip and fall, thus reducing risk of broken bones, surgeries, and fatalities.