The golf towel assembly comprises an upper portion for fastening to a golfer's front waist area and a depending lower portion for wiping debris from a golf ball. The lower portion is comprised of a layer of terry cloth having a length between about 15 and 25 centimeters, a width between about 10 and 20 centimeters, and surface area between about 150 and 425 square centimeters. The lower portion has a shape sufficient to accommodate a circle of at least about 10-centimeter diameter so as to permit easy wrapping of the lower portion about a golf ball for cleaning. A major portion of the lower portion can be unobtrusively stowed in the front pants pocket of a golfer to keep the lower portion from interfering with the golfer's swing and yet can be quickly removed to clean a golf ball for putting while the towel assembly is attached to the golfer's front waist area. The ideal shape for the towel assembly is triangular and it is ideally equipped with a golf ball pocket. Kit packages and a method of use are provided.