A protective coating for a surface exposed to hot gas flow comprises a thermal layer, a conducting layer and an abrasive layer. The thermal layer comprises alumina having a sufficient amount of impurities to lower the thermal layer thermal conductivity. The layer is formed from a powder having a thermal conductivity no more than 10 BTU in/hr ft2° F., and overlies the surface. The conducting layer overlies the thermal layer. The abrasive layer comprises abrasive particles bonded in a metal matrix that is electroplated onto the conducting layer.