An encapsulated particle comprises a core particle, a transferrable-pesticide disposed about the core particle, and a polyurethane layer disposed about the transferrable-pesticide. The core particle comprises a fertilizer, such as urea. The transferrable-pesticide can comprise a dinitroaniline, such as pendimethalin. The polyurethane layer is generally formed from a reaction mixture having a maximum temperature of no greater than about 30° C. The polyurethane layer inhibits the transferrable-pesticide from transferring to a surface different from the core particle when the encapsulated particle physically contacts the surface. A method of forming the encapsulated particle comprises the steps of encapsulating the core particle with the transferrable-pesticide to form an intermediate-particle, combining an isocyanate and a polyol to form the reaction mixture, and encapsulating the intermediate-particle with the reaction mixture to form the polyurethane layer of the encapsulated particle. The polyurethane layer comprises the reaction product of the isocyanate and polyol.