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公开(公告)号：EP3265972A1
公开(公告)日：2018-01-10
申请号：EP16712123.5
申请日：2016-03-02
申请人： Cubic Corporation
发明人： DEKOZAN, David L. , BLUE, David , SHREVE, Kenneth
CPC分类号： G06Q20/204 , G01S19/13 , G06Q20/045 , G06Q20/28 , G06Q20/3224 , G06Q20/3274 , G06Q20/3278 , G06Q20/36
摘要： A method for facilitating bankless cash payments includes determining that a mobile device is within a threshold distance of a particular retail system and receiving a selection of a transit product or a stored value amount to be added to the virtual account. The method may also include providing the selection to a transit system and receiving, from the transit system, a code based on the selection. The code may include an amount to be tendered for the selection to be added to the virtual account. The method may further include providing the code to the particular retail system and receiving the transit product or the stored value amount on the mobile device from the transit system. The transit product or the stored value amount may be received upon the transit system receiving an indication from the retail system that the amount was tendered for the selection.
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公开(公告)号：EP3227844A1
公开(公告)日：2017-10-11
申请号：EP15823422.9
申请日：2015-12-04
申请人： Cubic Corporation
发明人： NUZUM, Todd , BLUE, David , MCENTEE, Robert
CPC分类号： G06Q20/405 , G06Q10/10 , G06Q20/18 , G06Q20/3226 , G06Q20/3255 , G06Q20/4012 , G06Q20/40145 , G06Q20/4016 , G06Q50/01 , G06Q50/30
摘要： A method for detecting fraudulent use of a payment media using a transit server includes receiving, at a transit server, an input from a payment media as part of a payment transaction at a first transit fare vending machine. The input includes an account identifier associated with a payment account of the payment media. Authentication information is received and an authentication request is communicated to an issuer of the payment account. The authentication request includes the account identifier. Information indicative of improper use of the payment media is received from one or more of a second transit fare vending machine or the issuer of the payment account. A determination is made, based on the information, that the payment media is being used improperly. An improper use alert is communicated to an enforcement authority. The improper use alert includes identification information related to the payment transaction.
摘要翻译： 一种用于使用中转服务器来检测支付媒体的欺诈性使用的方法，包括：在中转服务器处接收来自支付媒体的输入，作为第一中转票价自动售货机中支付交易的一部分。 输入包括与支付媒体的支付账户相关联的账户标识符。 接收认证信息并将认证请求传送给支付账户的发行者。 认证请求包括账户标识符。 从第二中转票价自动售货机或支付账户的发行者中的一个或多个接收指示支付媒体的不当使用的信息。 根据这些信息确定支付媒体的使用不当。 将不正确的使用警报传达给执法机构。 不正确的使用警报包括与支付交易有关的识别信息。
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