摘要:
A mobile telephone apparatus is disclosed having antenna means for receiving telecommunications signals representative of voice; interactive display means for displaying graphical indicia and receiving manual inputs; RFID antenna means for receiving an RFID signal indicative of a payment transaction; storage means for storing payment information for an outgoing RFID signal for transmission through said RFID antenna means. Said payment information is stored in said storage means from a payment card means, said payment information was extracted from said payment card means by said RFID antenna means when said payment card means was within the proximity of said mobile telephone apparatus, and said payment information extracted from said payment card means is stored in said storage means. The mobile telephone has processor means for providing instructions to said storage means, wherein said processor processes said received RFID signal, said processor determines that said payment information is to be communicated through said RFID antenna, and said processor causes said RFID antenna to complete said payment transaction by sending said outgoing RFID signal through said RFID antenna.
摘要:
A mobile device may provide payment acceptance and/or payment authorization for purchases, payments and/or money transfers by accepting payment information from a powered, or a non-powered, card using a contactless communication channel formed between the card and the mobile device. The payment information may be communicated by the mobile device to network entities that may be used to settle/authorize such purchase, payment and/or money transfer transactions. Physical cards may be presented to a mobile device to establish a contactless communication channel between the physical card and the mobile device. Information communicated by the physical card may be received, stored, and used by the mobile device to generate a mobile wallet of virtual cards.
摘要:
Payment cards and devices are provided that allow a user to select an action associated with a video game by making a payment. Such a video game may be, for example, a video game operated on a remote server and operable to be accessed by multiple players such as a multiplayer game accessed via a social networking website. A card may receive, store, purchase and/or share one or more coupon offers (e.g., promotions, awards, rewards, or incentives). Coupon offers, associated details, and associated coupon detail updates may be displayed onto one or more displays of a card. A card, or other device (e.g., a mobile telephonic device), may provide transaction, feature information, and/or any other type of information to a merchant terminal based upon check-in options that may be selected by the user on the card, which may be shared with network entities to track cardholder movement.
摘要:
A mobile telephone apparatus is disclosed having antenna means for receiving telecommunications signals; interactive display means for displaying graphical indicia and receiving manual inputs; RFID antenna means for at least one of sending an RFID signal to a payment device means and receiving the RFID signal from the payment device means, said RFID signal being indicative of a payment transaction; and storage means for storing payment information for an outgoing RFID signal for transmission through said RFID antenna means. Said payment information is stored in said storage means from the payment device means, said payment information was extracted from said payment device means by said RFID antenna means when said payment device means was within the proximity of said mobile telephone apparatus, and said payment information extracted from said payment device means is stored in said storage means. The mobile telephone has processor means for providing instructions to said storage means, wherein said processor processes said received RFID signal, said processor determines that said payment information is to be communicated through said RFID antenna, and said processor causes said RFID antenna to complete said payment transaction by sending said outgoing RFID signal through said RFID antenna.
摘要:
A user is provided with a GUI that may allow the user to change functionality associated with a non-battery-powered card, a battery-powered card, a payment sticker, or another device (e.g., a mobile telephonic device). The GUI may be provided on, for example, a display screen of a device (e.g., mobile telephonic device or tablet computer) as an application for that device. The GUI may be provided by a website so that a user views the GUI from a web-browser. At any time, for example, a user may change additional functionality performed at payment. A user may change the additional functionality for a card or a button of a card. A remote facility may initiate a piggyback transaction, credit transaction, and/or other functionality based on the selected functionality by a user.
摘要:
A card is provided with a touch transmitter operable to electrically communicate touch signals to a touch-sensitive screen such as a capacitive touch sensitive screen. In doing so, for example, a card may directly communicate with a mobile telephonic device or portable computer (e.g., a tablet computer). A card is provided with a light sensor operable to receive information via light emitted from a display screen or another source of light. Accordingly, a mobile telephonic device or portable computer (e.g., tablet computer) may communicate information to a card via light pulses. Information communicated via light may include, for example, points balances, credit balances, debit balances, transaction history, software updates, coupons, promotions, advertisements or any other type of information.