ONE-TIME VIRTUAL CARD NUMBERS FOR IMMEDIATE INSTALMENT PAYMENTS

    公开(公告)号:EP3422276A1

    公开(公告)日:2019-01-02

    申请号:EP17177823.6

    申请日:2017-06-26

    IPC分类号: G06Q20/38 G06Q20/40

    摘要: The present disclosure relates to enabling payment by instalments as desired, on a purchase-by-purchase basis. More specifically, an aspect relates to a computer-implemented method for providing a consumer with the means to set up instalment payments from a pre-existing account to complete a transaction, on request. The method comprises: receiving data indicating a price together with an identifier from a user device; responsive thereto, obtaining one or more sets of instalment conditions and transmitting them to the user device; subsequently receiving a simulation according to one of the sets of instalment conditions from the user device; responsive thereto, obtaining a pre-authorisation of the simulation, obtaining a one-time virtual card number (OTVCN) and transmitting the OTVCN to the user device. Further aspects relate to a computer-readable medium, a computer and a system.

    A PROVISIONING RECEPTACLE AND A PROVISIONING SYSTEM COMPRISING THE RECEPTACLE

    公开(公告)号:EP4220589A1

    公开(公告)日:2023-08-02

    申请号:EP23163567.3

    申请日:2020-05-28

    摘要: New forms of payment are emerging which make use of interactive devices - for example, fobs or wristbands. These devices comprise a processor chip, data storage and near-filed communication (NFC) capability. Before use (or before a subsequent use), these interactive devices must be provisioned (or re-provisioned) by the supplier of the interactive devices. However, this is not convenient for a user or merchant, who may wish to provision devices immediately before use, or modify the data being stored on the interactive devices.
    A provisioning receptacle 400 is provided with a gripper 300, 301, comprising a compressible elastomer foam, configured and arranged to significantly restrict displacement of the provisioning data receiver 225 portion of the interactive device 200 relative to the provisioning data transmitter 625 by conforming to an outer surface of the interactive device 200 when the interactive device 200 is receiving provisioning data.
    Any displacement with respect to the provisioning data transmitter 225 is significantly restricted. This reduces the risk that the transfer of provisioning data is interrupted or distorted. In addition, interactive devices 200 of different sizes and different form factors may be provisioned using this receptacle 400.

    A PROVISIONING RECEPTACLE AND A PROVISIONING SYSTEM COMPRISING THE RECEPTACLE

    公开(公告)号:EP3916661A1

    公开(公告)日:2021-12-01

    申请号:EP20177150.8

    申请日:2020-05-28

    摘要: New forms of payment are emerging which make use of interactive devices - for example, fobs or wristbands. These devices comprise a processor chip, data storage and near-filed communication (NFC) capability. Before use (or before a subsequent use), these interactive devices must be provisioned (or re-provisioned) by the supplier of the interactive devices. However, this is not convenient for a user or merchant, who may wish to provision devices immediately before use, or modify the data being stored on the interactive devices.
    A provisioning receptacle 400 is provided with a gripper 300, 301, comprising a compressible elastomer foam, configured and arranged to significantly restrict displacement of the provisioning data receiver 225 portion of the interactive device 200 relative to the provisioning data transmitter 625 by conforming to an outer surface of the interactive device 200 when the interactive device 200 is receiving provisioning data.
    Any displacement with respect to the provisioning data transmitter 225 is significantly restricted. This reduces the risk that the transfer of provisioning data is interrupted or distorted. In addition, interactive devices 200 of different sizes and different form factors may be provisioned using this receptacle 400.