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公开(公告)号：US20170061423A1
公开(公告)日：2017-03-02
申请号：US14842310
申请日：2015-09-01
发明人： Matthew K. Bryant , Nathan Dent , Nicholas Munson
IPC分类号： G06Q20/32
CPC分类号： G06Q20/3226 , G06Q20/3224 , G06Q20/405
摘要： The present disclosure describes using wearable to control user account operation. Embodiments herein disclosed receive an operation request from a wearable device of a user to control the operation of at least one account of the user using the wearable device; wherein the operation includes turning on or off the account, placing a limit on a payment for a transaction, and/or the like; wherein the wearable device has one or more sensors configured to gather user data including physiological or movement data, or a combination of both. Embodiments herein disclosed determine whether or not the user is in possession of the wearable device, based on the user data; and grant the operation request to control the operation of the at least one account, based at least partially on the determination of that the user is in possession of the wearable device.
摘要翻译： 本公开描述了使用可穿戴式来控制用户帐户操作。 本文公开的实施例接收来自用户的可穿戴设备的操作请求以控制使用可穿戴设备的用户的至少一个帐户的操作; 其中所述操作包括打开或关闭帐户，对交易的支付限制等; 其中所述可佩戴装置具有配置成收集包括生理或运动数据的用户数据或两者的组合的一个或多个传感器。 本文公开的实施例基于用户数据确定用户是否拥有可穿戴设备; 并且至少部分地基于用户拥有可穿戴设备的确定来授予操作请求以控制至少一个帐户的操作。
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公开(公告)号：US20180068285A1
公开(公告)日：2018-03-08
申请号：US15256928
申请日：2016-09-06
CPC分类号： G06Q20/1085 , G06Q20/0453 , G06Q20/18 , G06Q20/341 , G06Q20/40145 , H04L67/22
摘要： A method, apparatus, computer-readable medium, and/or system may comprise a server having a first processor, a database, and first memory storing computer-executable instructions. The system may comprise a self-service device having a second processor, a plurality of sensors configured to capture images, and second memory storing computer-executable instructions that, when executed by the second processor, cause the self-service device to detect a start of user activity at the self-service device. In response to detecting the start of the user activity at the self-service device, the self-service device may capture, by one or more of the plurality of sensors, a plurality of images of the user activity at the self-service device. The self-service device may detect an end of the user activity at the self-service device. In response to detecting the end of the user activity at the self-service device, the self-service device may generate data indicative of the user activity at the self-service device. The data indicative of the user activity at the self-service device may comprise the plurality of images of the user activity captured by the one or more of the plurality of sensors. The self-service device may establish a connection between the self-service device and the server. The self-service device may transmit, to the server and via the established connection, the data indicative of the user activity at the self-service device.
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3.发明申请公开(公告)号：US20160005048A1
公开(公告)日：2016-01-07
申请号：US14856017
申请日：2015-09-16
发明人： David M. Grigg , Richard Andrew Starbuck , Carrie Anne Hanson , Alicia C. Jones-McFadden , Nathan Dent , Nicholas Munson , Matthew K. Bryant
CPC分类号： G06Q30/01 , G02B27/017 , G02B2027/0138 , G02B2027/014 , G02B2027/0178 , G02B2027/0187 , H04M1/72572 , H04W4/023 , H04W4/21 , H04W4/80
摘要： Systems, apparatus, and computer program products provide for monitoring an area within or proximate to a place of business for digital signatures of mobile communication devices, such as cellular devices or wearable communication devices. The captured digital signatures are then matched to digital signatures associated with existing customers of the business to determine the presence of the existing customer within or proximate to the place of business. Once the presence of the existing customer within or proximate to the business is known, the business can access other relevant information, such as customer profile information, prior transaction/interaction information or the like to enhance the customer's current interaction with the business. Moreover, once the presence of the existing customer is known, location determining mechanisms may implemented to track the location of the known customer within or proximate to the place of business for the purpose of positively identifying the known customer.
摘要翻译： 系统，装置和计算机程序产品用于监视移动通信设备（例如蜂窝设备或可穿戴通信设备）的数字签名的业务场所内或附近的区域。 然后将捕获的数字签名与与业务的现有客户相关联的数字签名进行匹配，以确定现有客户在业务场所内或附近的存在。 一旦知道业务内部或附近的现有客户的存在是已知的，则业务可以访问其他相关信息，例如客户简档信息，先前交易/交互信息等，以增强客户当前与业务的交互。 此外，一旦知道了现有客户的存在，就可以实现位置确定机制，以便在正确地识别已知客户的目的的情况下跟踪商业地点内或附近的已知客户的位置。
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4.发明申请AUTHENTICATION SYSTEM USING WEARABLE PRESENCE TO MAINTAIN ACCOUNT AUTHENTICATION 审中-公开使用易于存在的认证系统来维护帐户认证公开(公告)号：US20170061424A1
公开(公告)日：2017-03-02
申请号：US14842303
申请日：2015-09-01
发明人： Nathan Dent , Matthew K. Bryant , Nicholas Munson
CPC分类号： G06Q20/3227 , G06Q20/3224 , G06Q20/382
摘要： The present disclosure describes using wearable presence to maintain account authentication. Embodiments herein disclosed receive an authentication request from a wearable device of a user to initiate a transaction using the wearable device; wherein the wearable device includes one or more sensors configured to gather user data including physiological or movement data, or a combination of both; wherein the authentication request includes a transaction type, a transaction amount, and at least one account to be used via the wearable device for the transaction. Embodiments determine if the user is in possession of the wearable device, based on the user data; and, if so, authenticate the at least one account. Embodiments continuously monitor user data from the wearable device to determine if the user remains in possession of the wearable device; and, if so, maintain authentication to the account, thereby allowing the user to conduct one or more transactions upon authentication.
摘要翻译： 本公开描述了使用穿戴式存在来维护帐户认证。 本文公开的实施例从用户的可穿戴设备接收认证请求，以使用可穿戴设备发起交易; 其中所述可穿戴设备包括被配置为收集包括生理或移动数据的用户数据或两者的组合的一个或多个传感器; 其中所述认证请求包括交易类型，交易金额以及要经由所述可穿戴设备用于所述交易的至少一个帐户。 实施例基于用户数据确定用户是否拥有可穿戴设备; 如果是，则对至少一个帐户进行身份验证。 实施例连续地监视来自可穿戴装置的用户数据，以确定用户是否保持拥有可穿戴装置; 并且如果是，则保持对帐户的认证，从而允许用户在认证时进行一个或多个交易。
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5.发明授权公开(公告)号：US09514463B2
公开(公告)日：2016-12-06
申请号：US14856017
申请日：2015-09-16
发明人： David M. Grigg , Richard Andrew Starbuck , Carrie Anne Hanson , Alicia C. Jones-McFadden , Nathan Dent , Nicholas Munson , Matthew K. Bryant
CPC分类号： G06Q30/01 , G02B27/017 , G02B2027/0138 , G02B2027/014 , G02B2027/0178 , G02B2027/0187 , H04M1/72572 , H04W4/023 , H04W4/21 , H04W4/80
摘要： Systems, apparatus, and computer program products provide for monitoring an area within or proximate to a place of business for digital signatures of mobile communication devices, such as cellular devices or wearable communication devices. The captured digital signatures are then matched to digital signatures associated with existing customers of the business to determine the presence of the existing customer within or proximate to the place of business. Once the presence of the existing customer within or proximate to the business is known, the business can access other relevant information, such as customer profile information, prior transaction/interaction information or the like to enhance the customer's current interaction with the business. Moreover, once the presence of the existing customer is known, location determining mechanisms may implemented to track the location of the known customer within or proximate to the place of business for the purpose of positively identifying the known customer.
摘要翻译： 系统，装置和计算机程序产品用于监视移动通信设备（例如蜂窝设备或可穿戴通信设备）的数字签名的业务场所内或附近的区域。 然后将捕获的数字签名与与业务的现有客户相关联的数字签名进行匹配，以确定现有客户在业务场所内或附近的存在。 一旦知道业务内部或附近的现有客户的存在是已知的，则业务可以访问其他相关信息，例如客户简档信息，先前交易/交互信息等，以增强客户当前与业务的交互。 此外，一旦知道了现有客户的存在，就可以实现位置确定机制，以便在正确地识别已知客户的目的的情况下跟踪商业地点内或附近的已知客户的位置。
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