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1.发明申请公开(公告)号：US20160300197A1
公开(公告)日：2016-10-13
申请号：US14685462
申请日：2015-04-13
发明人： Anthony David Guido , Melanie Ann Soranno , Jeffrey John Parker , Amanda Jane Holcomb , Richard Andrew Starbuck , James Kevin Cobb , Dariane Katinka Hunt , Jay G. Frater , Robert Osmer
IPC分类号： G06Q20/10 , G06F3/0484 , G06F3/0482
CPC分类号： G06Q20/10 , G06F3/0482 , G06F3/04842 , G06F17/243 , G06F2203/04803
摘要： An intuitive layout of a user-interface, otherwise referred to as a GUI or digital form, within a platform for managing fund transfers. The invention provides for customers to select a transferor account and a transferee account and/or recipient and, in response to selection, be presented with display of transfer options that are specific to the transfer type and/or transfer accounts. Moreover, the transfer information that is displayed is positioned within the user-interface so as to provide the customer with a clear indication of what information needs to be inputted or otherwise selected to manage the transfer of funds. As such the present invention provides a consolidated and simplified approach to managing fund transfer requests; thus making it easy for customers to conduct and schedule fund transfers.
摘要翻译： 在用于管理资金转移的平台内的用户界面的直观布局，否则称为GUI或数字形式。 本发明提供客户选择转让人账户和受让人帐户和/或接收方，并且响应于选择，呈现特定于转移类型和/或转账账户的转账选项的显示。 此外，显示的传送信息位于用户界面内，以向客户提供需要输入或以其他方式选择的信息以便管理资金的转移的明确指示。 因此，本发明提供了一种综合和简化的管理资金转移请求的方法; 从而使客户容易进行和安排资金转移。
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公开(公告)号：US09213819B2
公开(公告)日：2015-12-15
申请号：US14249752
申请日：2014-04-10
IPC分类号： G06F7/04 , G06F21/32 , H04L29/06 , G06F3/0488
CPC分类号： G06F21/316 , G06F3/0488 , G06F21/31 , G06F21/32 , G06F21/35 , G06F21/36 , H04L63/08 , H04W12/06
摘要： The present invention is directed to an apparatus, a method, and a computer program product for authenticating a user based on a sequence of rhythmic inputs. The user via a mobile device provides one or more inputs (e.g., pushing a button, tapping a touchscreen, a biometric, or the like) to one or more sensors associated with the mobile device as an attempt of authorization. The one or more inputs may be provided in a rhythmic manner (e.g., provided in time with music). The present invention then compares the provided one or more inputs to one or more predetermined sequences of inputs that are associated with positive authentication of the user (e.g., a known password). The phone determines that the one or more provided inputs match one or more predetermined rhythmic sequences associated with positive authentication of the user and authenticates the user.
摘要翻译： 本发明涉及一种用于基于节奏输入序列来认证用户的装置，方法和计算机程序产品。 经由移动设备的用户作为授权尝试提供了与移动设备相关联的一个或多个传感器的一个或多个输入（例如，按下按钮，敲击触摸屏，生物特征等）。 一个或多个输入可以以节奏的方式提供（例如，及时提供音乐）。 然后，本发明将所提供的一个或多个输入与与用户的正认证（例如，已知密码）相关联的一个或多个预定输入序列进行比较。 手机确定一个或多个提供的输入匹配与用户的正认证相关联的一个或多个预定节奏序列并认证用户。
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3.发明申请PROVIDING COMPARISON SHOPPING EXPERIENCES THROUGH AN OPTICAL HEAD-MOUNTED DISPLAYS IN A WEARABLE COMPUTER 有权通过可靠计算机中的光学头戴式显示器提供比较购物经验公开(公告)号：US20150294389A1
公开(公告)日：2015-10-15
申请号：US14250137
申请日：2014-04-10
CPC分类号： G06Q30/0629 , G06K9/00671
摘要： Embodiments of the invention are directed to systems, methods and computer program products for aiding with purchase inquiries through an optical head-mounted display in a wearable computer. An exemplary apparatus is configured to receive information captured by the wearable computer; transmit, to at least one database, the received information including a primary identifier and at least one secondary identifier; retrieve, from at least one database, detailed information related to the first item of interest and the at least one additional item of interest, where the detailed information is associated with the primary identifier and the at least one secondary identifier; and present, on the optical head-mounted display in the wearable computer, the detailed information related to the first item of interest and the at least one additional item of interest, in a comparison format.
摘要翻译： 本发明的实施例涉及通过可戴式计算机中的光学头戴式显示器来帮助购买查询的系统，方法和计算机程序产品。 示例性装置被配置为接收由可穿戴式计算机捕获的信息; 向至少一个数据库发送包括主标识符和至少一个辅助标识符的接收信息; 从至少一个数据库中检索与所述第一感兴趣项目相关的详细信息和所述至少一个附加项目，其中所述详细信息与所述主标识符和所述至少一个辅助标识符相关联; 并且以比较格式呈现在可穿戴计算机中的光学头戴显示器上的与所述感兴趣的第一项目和所述至少一个附加项目相关的详细信息。
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4.发明申请DISPLAY OF THE BUDGET IMPACT OF ITEMS VIEWABLE WITHIN AN AUGMENTED REALITY DISPLAY 审中-公开显示在现有现实显示中查看的项目的预算影响公开(公告)号：US20150294385A1
公开(公告)日：2015-10-15
申请号：US14249698
申请日：2014-04-10
IPC分类号： G06Q30/06
CPC分类号： G06Q30/0613
摘要： Systems, apparatus, and computer program items are provided for presenting budget information in connection with items within a live video stream of an augmented reality display on a mobile communication device. The invention allows the user who customarily comes in to contact with items throughout the day to able to gauge the budget impact of the purchase of such items and/or immediately ascertain whether certain items being considered for purchase are within the limits of a user's budget or a budget category. By automatically providing such information to the user in a highly efficient manner, the user can make informed decisions on whether a purchase is advisable and/or which purchase options are most suitable to the user's budget.
摘要翻译： 提供系统，装置和计算机程序项目，用于呈现与移动通信设备上的增强现实显示器的直播视频流内的项目相关的预算信息。 本发明允许习惯上进入的用户在一天中与物品联系以能够衡量购买这些物品的预算影响和/或立即确定被考虑购买的某些物品是否在用户预算的限度内，或者 一个预算类别。 通过以高效的方式自动地向用户提供这样的信息，用户可以做出关于购买是否可取的知情决策和/或哪个购买选项最适合于用户的预算。
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公开(公告)号：US20150294303A1
公开(公告)日：2015-10-15
申请号：US14249757
申请日：2014-04-10
发明人： Carrie Anne Hanson , David M. Grigg , Richard Andrew Starbuck , Alicia C. Jones , Audrey L. Longfellow
CPC分类号： G06Q20/3278 , G06K7/10297 , G06K19/0723 , G06K19/0727 , G06Q20/10 , G06Q20/3226 , G06Q20/346 , G06Q20/347 , G06Q20/3572 , G06Q20/405
摘要： The present invention is directed to apparatuses, methods, and computer-program products for a multipurpose wearable device that is associated with one or more financial accounts wherein, in use, the wearable device is configured to facilitate a financial transaction using at least one of the one or more financial accounts. The wearable device comprises: a wearable article, wherein the wearable article comprises one or more features securing the wearable article to a person or an item associated with the person; and a portion comprising a machine-readable indicia, wherein the machine-readable indicia, when successfully read, provides payment information for conducting a financial transaction.
摘要翻译： 本发明涉及用于多用途可穿戴设备的设备，方法和计算机程序产品，其与一个或多个财务帐户相关联，其中在使用中，所述可穿戴设备被配置为便利金融交易，使用至少一个 一个或多个财务账户。 所述可穿戴装置包括：可穿戴物品，其中所述可穿戴物品包括将所述可穿戴物品固定至与所述人相关联的人或物品的一个或多个特征; 以及包括机器可读标记的部分，其中当成功读取时机器可读标记提供用于进行金融交易的支付信息。
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公开(公告)号：US10163083B2
公开(公告)日：2018-12-25
申请号：US14685468
申请日：2015-04-13
发明人： Anthony David Guido , Melanie Ann Soranno , Jeffrey John Parker , Amanda Jane Holcomb , Richard Andrew Starbuck , James Kevin Cobb , Dariane Katinka Hunt , Jay G. Frater , Robert Osmer
摘要： Embodiments of the invention are directed to systems, methods and computer program products for use in streamlining customer finance and customer money management platforms and providing electronic financial management. An exemplary apparatus may be configured to provide access to a funds transfer management portal that interfaces with at least one database to access a customer's financial information for use in presenting account activity associated with at least one of the customer's accounts maintained by a financial institution. The system receives a request to view account activity in which the request specifies a format for viewing the account activity. In response to receiving the request, the system retrieves data related to one or more funds transfers associated with the at least one account and present the account activity in the requested format for viewing the account activity.
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公开(公告)号：US10121142B2
公开(公告)日：2018-11-06
申请号：US14251291
申请日：2014-04-11
摘要： Embodiments are directed to receiving a token from a wearable device carried by a customer, the token for user authentication based on a visitation pattern of the customer. Embodiments include receive, from the wearable device carried by the customer, the token comprising user authentication information associated with the customer, wherein receiving the token indicates a current visit of the customer to the financial institution location; access, based at least in part on the user authentication information, a visitation history from a customer profile associated with the customer; determine, based at least in part on the visitation history, whether the current visit falls within a recognized visitation pattern; and authenticate, based at least in part on the determination, the customer for performing a transaction at the financial institution location.
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公开(公告)号：US09471762B2
公开(公告)日：2016-10-18
申请号：US14968731
申请日：2015-12-14
CPC分类号： G06F21/316 , G06F3/0488 , G06F21/31 , G06F21/32 , G06F21/35 , G06F21/36 , H04L63/08 , H04W12/06
摘要： The present invention is directed to an apparatus, a method, and a computer program product for authenticating a user based on a sequence of rhythmic inputs. The user via a mobile device provides one or more inputs (e.g., pushing a button, tapping a touchscreen, a biometric, or the like) to one or more sensors associated with the mobile device as an attempt of authorization. The one or more inputs may be provided in a rhythmic manner (e.g., provided in time with music). The present invention then compares the provided one or more inputs to one or more predetermined sequences of inputs that are associated with positive authentication of the user (e.g., a known password). The phone determines that the one or more provided inputs match one or more predetermined rhythmic sequences associated with positive authentication of the user and authenticates the user.
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公开(公告)号：US20160300196A1
公开(公告)日：2016-10-13
申请号：US14685460
申请日：2015-04-13
发明人： Anthony David Guido , Amanda Jane Holcomb , Richard Andrew Starbuck , Jeffrey John Parker , James Kevin Cobb , Dariane Katinka Hunt , Jay G. Frater , Melanie Ann Soranno , Robert Osmer
IPC分类号： G06Q20/10
CPC分类号： G06Q20/10
摘要： An intuitive and consolidated platform for managing fund transfers is disclosed. The comprehensive platform allows a customer to make fund transfers between their financial accounts, both internal and external, including domestic and international, as well as, transfers to third-party accounts (e.g., family, friends, business and the like), including accounts held domestically and internationally. The intuitive aspect of the platform provides transfer options specific to the selected transfer type and the selected transfer account.
摘要翻译： 披露了管理资金转移的直观和综合平台。 综合平台允许客户在其内部和外部的财务账户（包括国内和国际）以及转移到第三方账户（如家人，朋友，业务等）之间进行资金转帐，包括账户 在国内和国际上举行。 平台的直观方面提供特定于所选传输类型和所选传输帐户的传输选项。
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公开(公告)号：US09424575B2
公开(公告)日：2016-08-23
申请号：US14251351
申请日：2014-04-11
IPC分类号： G06F7/04 , G06F15/16 , G06F17/30 , H04L29/06 , G06Q20/38 , G06Q20/02 , G06Q20/32 , G06Q20/36 , G06Q20/40 , H04W12/06
CPC分类号： G06Q20/3821 , G06Q20/02 , G06Q20/32 , G06Q20/363 , G06Q20/385 , G06Q20/4016 , H04L63/08 , H04W12/06
摘要： Embodiments are directed to communicating an operating system-level token for user identification and/or authentication. Embodiments store a token at an operating system-level, wherein the token is accessible by an operating system running on the apparatus, and wherein the token comprises user identification information and/or user authentication information; and in response to an initiating event, initiate communication of the token to a second apparatus external to the apparatus. Some embodiments include initiation of an operation system-level instruction set for periodically, continuously, or in response to detecting a request, initiating communication of the token.
摘要翻译： 实施例旨在传达用于用户标识和/或认证的操作系统级令牌。 实施例在操作系统级存储令牌，其中令牌可由在设备上运行的操作系统访问，并且其中令牌包括用户标识信息和/或用户认证信息; 并且响应于启动事件，启动令牌的通信到设备外部的第二设备。 一些实施例包括周期地，连续地或响应于检测到请求而发起令牌的通信的操作系统级指令集的启动。
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