公开(公告)号：US20170053283A1

公开(公告)日：2017-02-23

申请号：US15228532

申请日：2016-08-04

Applicant: Samsung Electronics Co., Ltd.

Inventor： Yunsong MENG ,  Aneesh NAINAMVALAPPIL ,  Manan KAPADIA ,  Minseok PARK ,  Chung LIU

IPC: G06Q20/40 ,  G06Q20/34 ,  G06Q20/10

CPC classification number: G06Q20/4016 ,  G06Q20/102 ,  G06Q20/341

Abstract: A system and method is provided for accessing data across networks and from mobile devices for providing fraud detection and risk management and that maintains anonymity of users. More particularly, a system and method implemented inside a payment server is provided that can access data across networks and from mobile devices, including encoded personally identifiable information (PII) data, and aggregate and analyze such data from multiple payment networks to generate a risk score that is sent to one or more payment networks for fraud detection and risk management, while maintaining anonymity of users.

Abstract translation: 提供了一种系统和方法，用于通过网络和移动设备访问数据，以提供欺诈检测和风险管理，并保持用户的匿名性。 更具体地，提供了一种在支付服务器内部实现的系统和方法，其可以跨网络和来自移动设备（包括经编码的个人身份信息（PII））数据访问数据，并且从多个支付网络聚合和分析这样的数据以产生风险评分 这被发送到一个或多个支付网络以进行欺诈检测和风险管理，同时保持用户的匿名性。