公开(公告)号：US20170053261A1

公开(公告)日：2017-02-23

申请号：US15217382

申请日：2016-07-22

Applicant: Samsung Electronics Co., Ltd.

Inventor： Shahab MOHSEN ,  Aneesh NAINAMVALAPPIL ,  Minseok PARK ,  Chung LIU

IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/10

CPC classification number: G06Q20/3221 ,  G06Q20/108 ,  G06Q20/227 ,  G06Q20/3223 ,  G06Q20/3827 ,  G06Q20/409

Abstract: An apparatus and method for confirming bank information on a mobile device are provided. The method includes transmitting, to a payment server, a transactional message of a payment system, the transactional message including an identifier of the bank information, and receiving, when it is determined that the identifier of the bank information is no longer valid, a plurality of bank information.

Abstract translation: 提供一种用于在移动设备上确认银行信息的装置和方法。 所述方法包括向支付服务器发送支付系统的交易消息，所述交易消息包括所述银行信息的标识符，以及当确定所述银行信息的标识符不再有效时，接收多个 的银行信息。

公开(公告)号：US20170053283A1

公开(公告)日：2017-02-23

申请号：US15228532

申请日：2016-08-04

Applicant: Samsung Electronics Co., Ltd.

Inventor： Yunsong MENG ,  Aneesh NAINAMVALAPPIL ,  Manan KAPADIA ,  Minseok PARK ,  Chung LIU

IPC: G06Q20/40 ,  G06Q20/34 ,  G06Q20/10

CPC classification number: G06Q20/4016 ,  G06Q20/102 ,  G06Q20/341

Abstract: A system and method is provided for accessing data across networks and from mobile devices for providing fraud detection and risk management and that maintains anonymity of users. More particularly, a system and method implemented inside a payment server is provided that can access data across networks and from mobile devices, including encoded personally identifiable information (PII) data, and aggregate and analyze such data from multiple payment networks to generate a risk score that is sent to one or more payment networks for fraud detection and risk management, while maintaining anonymity of users.

Abstract translation: 提供了一种系统和方法，用于通过网络和移动设备访问数据，以提供欺诈检测和风险管理，并保持用户的匿名性。 更具体地，提供了一种在支付服务器内部实现的系统和方法，其可以跨网络和来自移动设备（包括经编码的个人身份信息（PII））数据访问数据，并且从多个支付网络聚合和分析这样的数据以产生风险评分 这被发送到一个或多个支付网络以进行欺诈检测和风险管理，同时保持用户的匿名性。

公开(公告)号：US20170053277A1

公开(公告)日：2017-02-23

申请号：US15243745

申请日：2016-08-22

Applicant: Samsung Electronics Co., Ltd.

Inventor： Bharat DUTT ,  Balakrishna VENKATARAMAN ,  Aneesh NAINAMVALAPPIL ,  Minseok PARK ,  Chung LIU

IPC: G06Q20/40 ,  G06Q20/36

CPC classification number: G06Q20/363 ,  G06Q20/3223

Abstract: An apparatus and method for reference-based card enrollment for secondary devices are provided. The method includes receiving information of a payment instrument from a first device, transmitting the information of the payment instrument to a payment network, receiving, by the payment system, a unique account reference identification (ID) corresponding to the payment instrument, and using the account reference ID to enable a second device to use the payment instrument.

Abstract translation: 提供了一种用于二次设备的基于参考的卡注册的装置和方法。 该方法包括从第一设备接收支付工具的信息，将支付工具的信息发送到支付网络，由支付系统接收对应于支付工具的唯一帐户参考标识（ID），并使用 帐户参考ID，以使第二个设备能够使用支付工具。

公开(公告)号：US20170053264A1

公开(公告)日：2017-02-23

申请号：US15217661

申请日：2016-07-22

Applicant: Samsung Electronics Co., Ltd.

Inventor： Dave MAUNG ,  Aneesh NAINAMVALAPPIL ,  Minseok PARK ,  Chung LIU

IPC: G06Q20/34 ,  G06Q20/20

CPC classification number: G06Q20/341 ,  G06Q20/20 ,  G06Q20/3224 ,  G06Q20/327

Abstract: An apparatus and method for performing a payment transaction are provided. The method includes transmitting context data to a magnetic secure transmission (MST) configuration server, receiving an MST configuration from the MST configuration servicer, and executing the payment transaction based on the MST configuration. The context data being associated with the payment transaction.

Abstract translation: 提供一种用于执行支付交易的装置和方法。 该方法包括将上下文数据发送到磁安全传输（MST）配置服务器，从MST配置服务器接收MST配置，以及基于MST配置执行支付事务。 上下文数据与支付交易相关联。