METHOD FOR RISK MANAGEMENT BASED ON AGGREGATED INFORMATION FROM MULTIPLE PAYMENT NETWORKS WHILE MAINTAINING ANONYMITY OF USER
    2.
    发明申请
    METHOD FOR RISK MANAGEMENT BASED ON AGGREGATED INFORMATION FROM MULTIPLE PAYMENT NETWORKS WHILE MAINTAINING ANONYMITY OF USER 审中-公开
    基于维护用户不相关性的多个付款网络的集中信息的风险管理方法

    公开(公告)号:US20170053283A1

    公开(公告)日:2017-02-23

    申请号:US15228532

    申请日:2016-08-04

    CPC classification number: G06Q20/4016 G06Q20/102 G06Q20/341

    Abstract: A system and method is provided for accessing data across networks and from mobile devices for providing fraud detection and risk management and that maintains anonymity of users. More particularly, a system and method implemented inside a payment server is provided that can access data across networks and from mobile devices, including encoded personally identifiable information (PII) data, and aggregate and analyze such data from multiple payment networks to generate a risk score that is sent to one or more payment networks for fraud detection and risk management, while maintaining anonymity of users.

    Abstract translation: 提供了一种系统和方法,用于通过网络和移动设备访问数据,以提供欺诈检测和风险管理,并保持用户的匿名性。 更具体地,提供了一种在支付服务器内部实现的系统和方法,其可以跨网络和来自移动设备(包括经编码的个人身份信息(PII))数据访问数据,并且从多个支付网络聚合和分析这样的数据以产生风险评分 这被发送到一个或多个支付网络以进行欺诈检测和风险管理,同时保持用户的匿名性。

    REFERENCE-BASED CARD ENROLLMENT FOR SECONDARY DEVICES
    3.
    发明申请
    REFERENCE-BASED CARD ENROLLMENT FOR SECONDARY DEVICES 审中-公开
    用于二次设备的基于参考的卡片插入

    公开(公告)号:US20170053277A1

    公开(公告)日:2017-02-23

    申请号:US15243745

    申请日:2016-08-22

    CPC classification number: G06Q20/363 G06Q20/3223

    Abstract: An apparatus and method for reference-based card enrollment for secondary devices are provided. The method includes receiving information of a payment instrument from a first device, transmitting the information of the payment instrument to a payment network, receiving, by the payment system, a unique account reference identification (ID) corresponding to the payment instrument, and using the account reference ID to enable a second device to use the payment instrument.

    Abstract translation: 提供了一种用于二次设备的基于参考的卡注册的装置和方法。 该方法包括从第一设备接收支付工具的信息,将支付工具的信息发送到支付网络,由支付系统接收对应于支付工具的唯一帐户参考标识(ID),并使用 帐户参考ID,以使第二个设备能够使用支付工具。

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