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公开(公告)号：US11442918B2
公开(公告)日：2022-09-13
申请号：US17219778
申请日：2021-03-31
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
IPC: G06F16/23 , H04L9/06 , G06Q40/08 , G06F16/901 , G06F16/182 , G06F16/21 , G07C5/08 , G06Q10/00 , G06Q40/00 , G06F16/27 , G06Q30/04 , G06Q30/06 , G06Q40/02 , G07C5/00 , H04L67/104
Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.
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公开(公告)号：US20220237706A1
公开(公告)日：2022-07-28
申请号：US17717972
申请日：2022-04-11
Inventor： William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
Abstract: The present embodiments relate to systems and methods for using a blockchain or shared ledger to generate Usage-Based Insurance quotes for a vehicle tracked over its lifecycle according to a Vehicle Identification Number (VIN), or other vehicle identifier. A mileage report stored on the shared ledger may be searched according to the vehicle's VIN and a Usage-Based Insurance quote may be generated based upon the mileage report. Periodic updates to the mileage report may be broadcast to the blockchain in transactions that updated the shared ledger. An estimated vehicle usage may be determined based upon the cryptographic proof of the blockchain and a Usage-Based Insurance quote generated thereon.
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公开(公告)号：US11334952B1
公开(公告)日：2022-05-17
申请号：US15899957
申请日：2018-02-20
Inventor： William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
Abstract: The present embodiments relate to systems and methods for using a blockchain or shared ledger to generate Usage-Based Insurance quotes for a vehicle tracked over its lifecycle according to a Vehicle Identification Number (VIN), or other vehicle identifier. A mileage report stored on the shared ledger may be searched according to the vehicle's VIN and a Usage-Based Insurance quote may be generated based upon the mileage report. Periodic updates to the mileage report may be broadcast to the blockchain in transactions that updated the shared ledger. An estimated vehicle usage may be determined based upon the cryptographic proof of the blockchain and a Usage-Based Insurance quote generated thereon.
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公开(公告)号：US11269849B1
公开(公告)日：2022-03-08
申请号：US16901707
申请日：2020-06-15
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
IPC: G06F16/23 , G06Q40/08 , H04L9/06 , G06F16/901
Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.
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公开(公告)号：US11217332B1
公开(公告)日：2022-01-04
申请号：US15870298
申请日：2018-01-12
Inventor： Ronny S. Bryant , Stacie A. McCullough , Mitchell J. Hill , Jacob J. Alt , Jaime Skaggs , Shawn M. Call , Eric Bellas , Vicki King , Melinda Teresa Magerkurth
Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for managing medical records. The medical records may be accessible by medical institutions such as hospitals, and may be controlled by the patient. The patient may, for example, decide which entities can access and/or edit the medical records.
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Patent Agency Ranking
公开(公告)号：US20210312543A1
公开(公告)日：2021-10-07
申请号：US15899894
申请日：2018-02-20
Inventor： William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
Abstract: The present embodiments relate to systems and methods for using a blockchain that tracks vehicle lifecycles by Vehicle Identification Number (VIN) or other vehicle identifier to determine whether a vehicle is over or under financed. A mileage report and VIN is received and a transaction is broadcast to the blockchain tracking. An actual cash value (ACV) of the vehicle is then determined using the mileage report and/or other information stored in the shared ledger including a loan payoff value, financing value, etc. regarding the vehicle and searchable according to VIN. It is then determined whether the vehicle is over-financed or under-financed by comparing to loan payoff value with the ACV.
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公开(公告)号：US20210264532A1
公开(公告)日：2021-08-26
申请号：US15910527
申请日：2018-03-02
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
Abstract: Systems and methods are disclosed for using a blockchain to maintain a Vehicle Identification Number (VIN) for a vehicle over the course of the vehicle lifecycle. For example, a computer-implemented method tracks a vehicle identifier on a blockchain maintained by a plurality of participants. The method may include (1) receiving, at a processor coupled with a network interface, a vehicle identifier notification from a participant; (2) accessing, at a memory coupled with a processor, the blockchain using the vehicle identifier notification; (3) updating, at the memory, a block stored at the memory using the vehicle identifier notification; and (4) transmitting, via the processor coupled with the network interface, the block to at least one other participant to facilitate maintaining the blockchain up-to-date.
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公开(公告)号：US20210264530A1
公开(公告)日：2021-08-26
申请号：US15910182
申请日：2018-03-02
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an insurance claim from a first participant, the insurance claim indicating that an insured asset has suffered a loss or been involved with an insurance-related event causing damage to the insured asset; (2) accessing, at a memory, the loss history blockchain using the identifier; (3) updating, at the memory, a block stored at the memory to associate the insurance claim with the individual or insured asset; and/or (4) transmitting the block to at least one other participant to facilitate maintaining the loss history blockchain related to the individual or the insured asset up-to-date.
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公开(公告)号：US20210264362A1
公开(公告)日：2021-08-26
申请号：US15870357
申请日：2018-01-12
Inventor： Ronny S. Bryant , Stacie A McCullough , Mitchell J. Hill , Jacob J. Alt , Jaime Skaggs , Shawn M. Call , Eric Bellas , Vicki King , Melinda Teresa Magerkurth
Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for managing claim payment activity. In particular, the distributed ledger may be utilized to track the status of a claim and to track payment activity associated with the claim. For example, the distributed ledger may be utilized to track estimates, offers, settlements, and payouts relating to insurance claims relating to injuries, property damage, (e.g., to homes, automobile, personal articles, or other insured assets), and other expenses (e.g., payments to vendors such as car repair shops, car rental companies, cleaning companies, contractors, etc.).
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公开(公告)号：US20210264052A1
公开(公告)日：2021-08-26
申请号：US15876976
申请日：2018-01-22
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share access to audit data. The policy information may be associated with a smart contract. Accordingly, the audit data may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the audit data to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.
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