Method and system for processing a financial transaction
    11.
    发明授权
    Method and system for processing a financial transaction 有权
    处理金融交易的方法和系统

    公开(公告)号:US07630937B1

    公开(公告)日:2009-12-08

    申请号:US12112766

    申请日:2008-04-30

    IPC分类号: G06Q99/00

    摘要: A method for performing a financial transaction that includes identifying a plurality of payment options associated with a payer executing the financial transaction, wherein each of the plurality of payment options is linked to a financial account of the payer, obtaining cost data and benefit data for each of the plurality of payment options, wherein the cost data includes a cost of using the payment option for the financial transaction and the benefit data includes a benefit of using the payment option for the financial transaction, selecting a preferred payment option from the plurality of payment options for the financial transaction based on the cost data and the benefit data, and processing the financial transaction using the preferred payment option to obtain a transaction confirmation.

    摘要翻译: 一种用于执行金融交易的方法,其包括识别与执行所述金融交易的付款人相关联的多个支付选项,其中所述多个支付选项中的每一个链接到所述支付者的金融账户,获得每个所述支付者的成本数据和利益数据 ,其中所述成本数据包括使用所述金融交易的支付选项的成本,并且所述利益数据包括使用所述金融交易的所述支付选项的优点,从所述多个支付中选择优选的支付选项 基于成本数据和利益数据的金融交易的期权,以及使用首选支付选项处理金融交易以获得交易确认。

    Method and system for processing a financial transaction

    公开(公告)号:US08396794B1

    公开(公告)日:2013-03-12

    申请号:US12562999

    申请日:2009-09-18

    IPC分类号: G06Q40/00

    摘要: A method for performing a financial transaction that includes identifying a plurality of payment options associated with a payer executing the financial transaction, wherein each of the plurality of payment options is linked to a financial account of the payer, obtaining cost data and benefit data for each of the plurality of payment options, wherein the cost data includes a cost of using the payment option for the financial transaction and the benefit data includes a benefit of using the payment option for the financial transaction, selecting a preferred payment option from the plurality of payment options for the financial transaction based on the cost data and the benefit data, and processing the financial transaction using the preferred payment option to obtain a transaction confirmation.