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公开(公告)号：US07860791B2
公开(公告)日：2010-12-28
申请号：US11531948
申请日：2006-09-14
申请人： Mark J. Foley
发明人： Mark J. Foley
IPC分类号： G06Q40/00
CPC分类号： G06Q40/06 , G06Q20/10 , G06Q20/102
摘要： According to one embodiment of the invention, a financial instrument issued to a customer includes an account and a guarantee of a protected value. The account has an account balance that changes over time, wherein at least part of the account balance is based on an initial deposit into the account. The protected value is fixed at the time of a particular event at a value at least equal to the greatest of the initial deposit, the account balance at the time of the particular event, and the highest value of the account balance on at least one anniversary of a customer specific date between the date of the initial deposit and the time of the particular event. The customer specific date is specific to the customer, determined no later than the time the financial instrument is issued, and independent of any transaction specific date related to the financial instrument.
摘要翻译： 根据本发明的一个实施例，向客户发行的金融工具包括账户和保护价值的担保。 该帐户具有随时间变化的帐户余额，其中至少部分帐户余额是基于帐户中的初始存款。 受保护价值在特定事件发生时固定在至少等于初始存款最大值，特定事件发生时的账户余额和至少一周年时的账户余额的最高值的值 在初始存款日期与特定事件的时间之间的客户具体日期。 客户具体日期特定于客户，不迟于金融工具发行时间确定，独立于与金融工具相关的任何交易具体日期。
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公开(公告)号：US07698201B2
公开(公告)日：2010-04-13
申请号：US11531977
申请日：2006-09-14
申请人： Peter C. Carlson , Mark J. Foley , Brent W. Walder
发明人： Peter C. Carlson , Mark J. Foley , Brent W. Walder
IPC分类号： G06Q40/00
摘要： A financial instrument includes an account with an account balance that changes over time, wherein at least part of the account balance may be discretionarily withdrawn and wherein the initial account balance is based upon an initial deposit; a guarantee that a beneficiary may periodically receive a transfer of an amount of money for the life of a first designated party, wherein the transfer may be due to withdrawal from the account or due to benefit payments made to the beneficiary, provided that the amount may vary based upon withdrawals from the account in excess of a particular limit; and an option to modify the guarantee such that upon election the beneficiary may periodically receive the transfer of the amount of money for the longer of the life of the first designated party and the life of a second designated party.
摘要翻译： 金融工具包括具有随时间变化的账户余额的账户，其中至少部分账户余额可以自由撤回，其中初始账户余额基于初始存款; 受益人可以定期在第一指定方的生命周期中接收一笔款项的转让，其中转移可能是由于从该账户中提款或由于向受益人支付的利益而支付的，前提是该金额可能 根据超出特定限额的帐户提款而有所不同; 以及修改担保的选择，使得在选举之后，受益人可以定期收到第一个指定方的寿命较长的第二个指定方的生命金额的转移。
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13.发明授权公开(公告)号：US06651670B2
公开(公告)日：2003-11-25
申请号：US09170994
申请日：1998-10-13
IPC分类号： A61B1700
CPC分类号： A61F2/064 , A61B17/3468 , A61B2017/00247 , A61B2017/00252 , A61B2018/00392 , A61B2090/062 , A61F2/2493 , A61F2/90 , A61F2/94 , A61F2/966 , A61F2002/30079 , A61F2002/30617 , A61F2002/9517 , A61F2210/009 , A61F2250/0097
摘要： Devices and methods for delivering conduits into the wall of a patient's heart to communicate a coronary vessel with a heart chamber. The devices are passed through the coronary vessel and the heart wall to place the conduit and establish a blood flow path between the vessel and the heart chamber. Additional devices and methods are provided for removing tissue from a coronary vessel or the heart wall to establish a flow path between the coronary vessel in communication with the heart chamber.
摘要翻译： 将导管输送到患者心脏的壁中以将冠状动脉血管与心脏腔室通信的装置和方法。 装置通过冠状血管和心脏壁以放置导管，并在容器和心脏腔室之间建立血流路径。 提供了附加的装置和方法，用于从冠状血管或心脏壁去除组织，以在与心室连通的冠状血管之间建立流路。
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公开(公告)号：US08838493B2
公开(公告)日：2014-09-16
申请号：US11531872
申请日：2006-09-14
申请人： Peter C. Carlson , George A. Castinetras , Mark J. Foley , Nakia A. Kearse , James I. Mahaney , Douglas S. McIntosh, Jr. , Richard G. Phipps, Jr. , Brian Picard , Brent W. Walder
发明人： Peter C. Carlson , George A. Castinetras , Mark J. Foley , Nakia A. Kearse , James I. Mahaney , Douglas S. McIntosh, Jr. , Richard G. Phipps, Jr. , Brian Picard , Brent W. Walder
摘要： According to one embodiment of the invention, a financial instrument includes a first tax-deferred account and first, second, and third guarantees. The first tax-deferred account has an account balance based in part on a deduction from wages paid to an employee. The first guarantee is a guarantee of a first protected value based upon a deposit growing at a minimum growth rate The second guarantee is a guarantee that a beneficiary may periodically receive a transfer of an amount of money for the life of the employee. The third guarantee is a guarantee that the first protected value may be transferred with the first tax-deferred account to a separate financial instrument including a second tax-deferred account, a fourth guarantee of a second protected value, and a fifth guarantee that a beneficiary may periodically receive a transfer of an amount of money for the life of the employee.
摘要翻译： 根据本发明的一个实施例，金融工具包括第一个减税账户和第一，第二和第三担保。 第一个减税账户的帐户余额部分取决于从工资支付给雇员的扣除额。 第一个担保是以最低增长率增长的存款为基础的第一个保护价值的保证第二个担保是一个保证，受益人可以定期在雇员的一生中获得一笔金额的转移。 第三个担保是保证第一个受保护价值可以与第一个递延递延账户一起转移到一个单独的金融工具，包括第二个减值账户，第二个保护价值的第四个担保，以及一个受益人的第五个担保 可能会定期收到雇员的一生中的一笔金额的转移。
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15.发明授权Conduits for use in placing a target vessel in fluid communication with source of blood 失效用于放置目标血管与血液源流体连通的导管公开(公告)号：US08512360B2
公开(公告)日：2013-08-20
申请号：US10778723
申请日：2004-02-13
申请人： A. Adam Sharkawy , Dean F. Carson , Darin C. Gittings , Keke J. Lepulu , Mark J. Foley , Wally S. Buch , Alan R. Rapacki
发明人： A. Adam Sharkawy , Dean F. Carson , Darin C. Gittings , Keke J. Lepulu , Mark J. Foley , Wally S. Buch , Alan R. Rapacki
CPC分类号： A61F2/94 , A61B17/11 , A61B2017/00247 , A61B2017/00252 , A61B2017/1107 , A61B2017/1135 , A61B2018/00392 , A61F2/064 , A61F2/24 , A61F2/2493 , A61F2002/30079 , A61F2210/009 , A61F2220/0008 , A61F2220/0016 , A61F2220/005 , A61F2230/0058 , A61F2230/0076
摘要： Methods and devices for placing a target vessel in fluid communication with a source of blood and a target vessel. A conduit includes first portion adapted to be placed in fluid communication with a source of blood, such as a heart chamber, and a second portion adapted to be placed in fluid communication with a target vessel having a lumen, such as coronary artery. The first and second conduit portions are transverse to each other such that the conduit is generally T-shaped. The conduit lies on an exterior of the heart between the blood source and the target vessel and is configured to deliver blood in multiple directions into the lumen of the target vessel. For example, in an occluded coronary artery, blood flows both toward and away from the occlusion. The conduit may be flexible, rigid, collapsible or non-collapsible, and may be formed of synthetic vascular graft material, tissue, or a combination of the two. A conduit delivery device is disclosed for deploying the conduit in a target vessel and perfusing the vessel during such deployment.
摘要翻译： 用于放置目标血管与血液源和靶血管流体连通的方法和装置。 导管包括适于与诸如心脏腔的血液源流体连通的第一部分和适于与具有诸如冠状动脉的内腔的靶血管流体连通的第二部分。 第一和第二导管部分彼此横向，使得导管通常为T形。 导管位于血液源和目标血管之间的心脏外部，并被构造成将多个方向的血液输送到目标血管的内腔中。 例如，在闭塞的冠状动脉中，血液朝向和远离闭塞流动。 导管可以是柔性的，刚性的，可收缩的或不可折叠的，并且可以由合成的血管移植物材料，组织或两者的组合形成。 公开了一种导管输送装置，用于将导管部署在靶容器中并且在这种部署期间灌注容器。
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16.发明授权公开(公告)号：US07993356B2
公开(公告)日：2011-08-09
申请号：US11540703
申请日：2006-09-29
IPC分类号： A61B17/08
CPC分类号： A61F2/064 , A61B17/3468 , A61B2017/00247 , A61B2017/00252 , A61B2018/00392 , A61B2090/062 , A61F2/2493 , A61F2/90 , A61F2/94 , A61F2/966 , A61F2002/30079 , A61F2002/30617 , A61F2002/9517 , A61F2210/009 , A61F2250/0097
摘要： Devices and methods for delivering conduits into the wall of a patient's heart to communicate a coronary vessel with a heart chamber. The devices are passed through the coronary vessel and the heart wall to place the conduit and establish a blood flow path between the vessel and the heart chamber. Additional devices and methods are provided for removing tissue from a coronary vessel or the heart wall to establish a flow path between the coronary vessel in communication with the heart chamber.
摘要翻译： 将导管输送到患者心脏的壁中以将冠状动脉血管与心脏腔室通信的装置和方法。 装置通过冠状血管和心脏壁以放置导管，并在容器和心脏腔室之间建立血流路径。 提供了附加的装置和方法，用于从冠状血管或心脏壁去除组织，以建立与心室连通的冠状血管之间的流动路径。
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公开(公告)号：US20110145170A1
公开(公告)日：2011-06-16
申请号：US13035003
申请日：2011-02-25
申请人： Peter C. Carlson , Mark J. Foley , Brent W. Walder
发明人： Peter C. Carlson , Mark J. Foley , Brent W. Walder
IPC分类号： G06Q40/00
摘要： According to one embodiment of the invention, a financial instrument includes an account with an account balance that changes over time, wherein at least part of the account balance may be discretionarily withdrawn and wherein the initial account balance is based upon an initial deposit; a guarantee that a beneficiary may periodically receive a transfer of an amount of money for the life of a first designated party, wherein the transfer may be due to withdrawal from the account or due to benefit payments made to the beneficiary, provided that the amount may vary based upon withdrawals from the account in excess of a particular limit; and an option to modify the guarantee such that upon election the beneficiary may periodically receive the transfer of the amount of money for the longer of the life of the first designated party and the life of a second designated party.
摘要翻译： 根据本发明的一个实施例，金融工具包括具有随时间变化的账户余额的账户，其中账户余额的至少一部分可以被任意撤回，并且其中初始账户余额基于初始存款; 受益人可以定期在第一指定方的生命周期中接收一笔款项的转让，其中转移可能是由于从该账户中提款或由于向受益人支付的利益而支付的，前提是该金额可能 根据超出特定限额的帐户提款而有所不同; 以及修改担保的选择，使得在选举之后，受益人可以定期收到第一个指定方的寿命较长的第二个指定方的生命金额的转移。
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公开(公告)号：US20100217627A1
公开(公告)日：2010-08-26
申请号：US12769109
申请日：2010-04-28
申请人： Mark J. Foley , Leonard C. Steiner
发明人： Mark J. Foley , Leonard C. Steiner
IPC分类号： G06Q40/00
摘要： A computer-implemented method for facilitating the management of a financial instrument includes determining an account balance for a financial account. The financial account includes an investment portfolio and a springing guarantee of an income base for a retirement income. The retirement income includes periodic monetary transfers to be commenced at a target retirement date. Each periodic monetary transfer has a respective value based on the income base. The springing guarantee of the income base may be activated on an activation date. The account balance is stored in memory of the data processing system. The stored account balance is periodically updated based at least in part on market performance of the investment portfolio. Using a computing system, the activation date is determined based at least in part on the target retirement date and the income base is determined. A respective value is outputted for each one of the periodic monetary transfers. The respective value of each one of the periodic monetary transfers is based on the value of the stored income base at a time proximate the one of the periodic monetary transfers.
摘要翻译： 用于促进金融工具的管理的计算机实现的方法包括确定金融账户的账户余额。 财务账户包括投资组合和退休收入基金的弹性担保。 退休收入包括在目标退休日开始的定期货币转移。 每次定期货币转移都有相应的收入基础。 收入基金的激增担保可以在激活日期激活。 账户余额存储在数据处理系统的存储器中。 存储的帐户余额至少部分地基于投资组合的市场表现来定期更新。 使用计算系统，至少部分地基于目标退休日确定激活日期，确定收入基数。 为每个周期性货币转移输出相应的值。 每个定期货币转移中的每一个的相应价值都是基于在一个周期性货币转移附近存储的收入基数的价值。
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公开(公告)号：US20100153141A1
公开(公告)日：2010-06-17
申请号：US12713977
申请日：2010-02-26
IPC分类号： G06Q40/00
摘要： According to one embodiment of the invention, a financial instrument includes an account with an account balance that changes over time, wherein at least part of the account balance may be discretionarily withdrawn and wherein the initial account balance is based upon an initial deposit; a guarantee that a beneficiary may periodically receive a transfer of an amount of money for the life of a first designated party, wherein the transfer may be due to withdrawal from the account or due to benefit payments made to the beneficiary, provided that the amount may vary based upon withdrawals from the account in excess of a particular limit; and an option to modify the guarantee such that upon election the beneficiary may periodically receive the transfer of the amount of money for the longer of the life of the first designated party and the life of a second designated party.
摘要翻译： 根据本发明的一个实施例，金融工具包括具有随时间变化的账户余额的账户，其中账户余额的至少一部分可以被任意撤回，并且其中初始账户余额基于初始存款; 受益人可以定期在第一指定方的生命周期中接收一笔款项的转让，其中转移可能是由于从该账户中提款或由于向受益人支付的利益而支付的，前提是该金额可能 根据超出特定限额的帐户提款而有所不同; 以及修改担保的选择，使得在选举之后，受益人可以定期收到第一个指定方的寿命较长的第二个指定方的生命金额的转移。
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公开(公告)号：US20080071679A1
公开(公告)日：2008-03-20
申请号：US11531948
申请日：2006-09-14
申请人： Mark J. Foley
发明人： Mark J. Foley
IPC分类号： G06Q40/00
CPC分类号： G06Q40/06 , G06Q20/10 , G06Q20/102
摘要： According to one embodiment of the invention, a financial instrument issued to a customer includes an account and a guarantee of a protected value. The account has an account balance that changes over time, wherein at least part of the account balance is based on an initial deposit into the account. The protected value is fixed at the time of a particular event at a value at least equal to the greatest of the initial deposit, the account balance at the time of the particular event, and the highest value of the account balance on at least one anniversary of a customer specific date between the date of the initial deposit and the time of the particular event. The customer specific date is specific to the customer, determined no later than the time the financial instrument is issued, and independent of any transaction specific date related to the financial instrument.
摘要翻译： 根据本发明的一个实施例，向客户发行的金融工具包括账户和保护价值的担保。 该帐户具有随时间变化的帐户余额，其中至少部分帐户余额是基于帐户中的初始存款。 受保护价值在特定事件发生时固定在至少等于初始存款最大值，特定事件发生时的账户余额和至少一周年时的账户余额的最高值的值 在初始存款日期与特定事件的时间之间的客户具体日期。 客户具体日期特定于客户，不迟于金融工具发行时间确定，独立于与金融工具相关的任何交易具体日期。
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