公开(公告)号：US20180089690A1

公开(公告)日：2018-03-29

申请号：US15566879

申请日：2016-04-14

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Sishuang WAN ,  Hongfeng Chai ,  Zhijun Lu ,  Shuo He ,  Yawei Yin ,  Guobao Liu ,  Wei Guo

IPC: G06Q20/40 ,  G06Q20/32

CPC classification number: G06Q20/40145 ,  G06Q20/32 ,  G06Q20/3227 ,  G06Q20/3278

Abstract: The present invention relates to a mobile payment device, comprising: a data exchange module, which is used for exchanging data with the external device; a security management module, which is used for installing and managing applications for electronic transactions, the security management module comprises a Security Element, which is used for storing information of user's transaction account; and an identity verification module, which is used for verifying information of user identity; wherein, both the security management module and the identity verification module operates under a Trusted execution environment, the data exchange module operates under a Rich execution environment, the Trusted execution environment and the Rich execution environment being active non-simultaneously. The complete flow of the transaction is under safety protection.