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    Mobile terminal having offline transaction notification function and notification method
    1.
    发明授权
    Mobile terminal having offline transaction notification function and notification method 审中-公开

    公开(公告)号：US10671994B2

    公开(公告)日：2020-06-02

    申请号：US15559935

    申请日：2016-03-17

    Applicant: CHINA UNIONPAY CO., LTD.

    Inventor： Sishuang Wan ,  Zhijun Lu ,  Shuo He ,  Yawei Yin ,  Guobao Liu

    IPC: G06Q20/32 ,  G06Q20/38 ,  G07G1/12 ,  G06Q20/06 ,  G06Q20/20 ,  H04M1/725

    Abstract: The invention relates to a mobile terminal having an offline trade notification function and a notification method that is implemented using the mobile terminal. The mobile terminal having an offline trade notification function comprises: a storage module for storing an offline trade application described below; a wireless communication module having a field inductor that is used for detecting surrounding radio frequency signals and for generating a control signal; a processing module which generates an interruption event when it receives the control signal; an application module which can read trade data of the offline trade application according to the notification from the processing module, calculate trade data variation of the offline trade application, and inform an input/output module described below of the trade data variation; and the input/output module for informing the user of the event of data variation.

    Analysis and collection system for user interest data and method therefor
    2.
    发明授权
    Analysis and collection system for user interest data and method therefor 有权

    公开(公告)号：US10762549B2

    公开(公告)日：2020-09-01

    申请号：US15536960

    申请日：2015-12-02

    Applicant: CHINA UNIONPAY CO., LTD.

    Inventor： Liang Feng ,  Yawei Yin

    IPC: G06Q30/00 ,  G06Q30/06 ,  G06F16/9535 ,  G06Q30/02

    Abstract: The application provides a user interest data analysis and collection system which comprises: a session identification module, which is used for offline extracting log data and a merchandise purchase history record corresponding to the log data from a Web server, and for processing the log data, thereby generating a page browsing sequence reference set; a recommendation service controller which is used for collecting user's browsing record in real time; a log data pre-processing module which is used for, when predetermined conditions are satisfied, receiving the user's browsing log data in this session from the recommendation service controller, and for pre-processing the log data; and a match analysis module which is used for matching the pre-processed log data with the generated page browsing sequence reference set, and determining a set of merchandise that the user is potentially interested in, according to the matching result. The application also discloses a method of analyzing and collecting user interest data.

    DATA TRANSMISSION METHOD FOR MOBILE NEAR FIELD PAYMENT AND USER EQUIPMENT
    3.
    发明申请
    DATA TRANSMISSION METHOD FOR MOBILE NEAR FIELD PAYMENT AND USER EQUIPMENT 审中-公开

    公开(公告)号：US20180075446A1

    公开(公告)日：2018-03-15

    申请号：US15557023

    申请日：2016-03-07

    Applicant: CHINA UNIONPAY CO., LTD.

    Inventor： Yawei Yin ,  Liang Feng ,  Guobao Liu ,  Sishuang Wan

    IPC: G06Q20/32 ,  G06Q20/20 ,  H04L9/08

    CPC classification number: G06Q20/3278 ,  G06Q20/20 ,  H04B5/00 ,  H04B5/02 ,  H04L9/0825

    Abstract: A method of data transmission for mobile near-field payment that is performed in a user equipment, comprising: establishing a first communication link based on near-field communication with a POS terminal; after the establishment of the first communication link, establishing a secure channel with the POS terminal, in order to conduct the first interaction related to the transaction request with the POS terminal through the secure channel; establishing a second communication link with the POS terminal, wherein the second communication link has longer communication distance and faster transmission speed compared to the first communication link, and the second communication link is arranged to conduct data transmission in an encryption manner; via the second communication link, the user equipment conducts the second interaction related to the transaction reply with the POS terminal. Also included is a user equipment for mobile near-field payment.

    SELF-ADAPTIVE ELECTRONIC BILL IMPLEMENTATION METHOD AND SYSTEM
    6.
    发明申请
    SELF-ADAPTIVE ELECTRONIC BILL IMPLEMENTATION METHOD AND SYSTEM 审中-公开

    公开(公告)号：US20180137548A1

    公开(公告)日：2018-05-17

    申请号：US15574342

    申请日：2016-04-22

    Applicant: CHINA UNIONPAY CO., LTD.

    Inventor： Haitao Wang ,  Yawei Yin ,  Qi Zhang ,  Jiaying Lin

    IPC: G06Q30/04 ,  G06Q20/14

    CPC classification number: G06Q30/04 ,  G06Q20/14 ,  G16Z99/00

    Abstract: A method for adatptively implementing an eNote is provided. The method comprises: entering the information related to fields on the eNote to be generated; determining the template size of the eNote based on the entered information related to fields by the preconfigured computation function, and generating the template of the eNote, wherein the input of the preconfigured computation function is the entered information related to fields, and the output is the template size of the eNote to be generated; and filling in the information corresponding to each of fields on the generated eNote template, thereby producing the final eNote.

    MOBILE PAYMENT DEVICE AND MOBILE PAYMENT SYSTEM
    7.
    发明申请
    MOBILE PAYMENT DEVICE AND MOBILE PAYMENT SYSTEM 审中-公开

    公开(公告)号：US20180089690A1

    公开(公告)日：2018-03-29

    申请号：US15566879

    申请日：2016-04-14

    Applicant: CHINA UNIONPAY CO., LTD.

    Inventor： Sishuang WAN ,  Hongfeng Chai ,  Zhijun Lu ,  Shuo He ,  Yawei Yin ,  Guobao Liu ,  Wei Guo

    IPC: G06Q20/40 ,  G06Q20/32

    CPC classification number: G06Q20/40145 ,  G06Q20/32 ,  G06Q20/3227 ,  G06Q20/3278

    Abstract: The present invention relates to a mobile payment device, comprising: a data exchange module, which is used for exchanging data with the external device; a security management module, which is used for installing and managing applications for electronic transactions, the security management module comprises a Security Element, which is used for storing information of user's transaction account; and an identity verification module, which is used for verifying information of user identity; wherein, both the security management module and the identity verification module operates under a Trusted execution environment, the data exchange module operates under a Rich execution environment, the Trusted execution environment and the Rich execution environment being active non-simultaneously. The complete flow of the transaction is under safety protection.

    GENERATING METHOD, VERIFYING METHOD FOR ELECTRONIC BILL WITH ANTI-FAKE TWO DIMENSION (2D) CODE AND SYSTEM FOR SAME
    8.
    发明申请
    GENERATING METHOD, VERIFYING METHOD FOR ELECTRONIC BILL WITH ANTI-FAKE TWO DIMENSION (2D) CODE AND SYSTEM FOR SAME 审中-公开
    产生方法，用于具有抗假想二维（2D）代码和系统的电子帐单的验证方法

    公开(公告)号：US20160055552A1

    公开(公告)日：2016-02-25

    申请号：US14779118

    申请日：2014-03-20

    Applicant: CHINA UNIONPAY CO., LTD.

    Inventor： Hongfeng Chai ,  Zhijun Lu ,  Yawei Yin ,  Zhijun Fei

    IPC: G06Q30/04 ,  G06Q30/00 ,  G06K19/06

    CPC classification number: G06Q30/04 ,  G06K19/06037 ,  G06K19/06103 ,  G06Q20/02 ,  G06Q20/102 ,  G06Q20/3823 ,  G06Q20/3825 ,  G06Q20/389 ,  G06Q30/0185

    Abstract: The present invention relates to methods for generating and verifying an electronic bill with an anti-counterfeiting two-dimensional code and systems of the same. The method of generating an electronic bill with an anti-counterfeiting two-dimensional code of the present invention comprises reading an original electronic bill picture and generating a temporary electronic bill picture with a determined region for embedding two-dimensional code; calculating digest data for the temporary electronic bill picture by using an information digest algorithm and encrypting the obtained digest data to generate an anti-counterfeiting two-dimensional code; and embedding the anti-counterfeiting two-dimensional code into said region of the original electronic bill picture to obtain an electronic bill with the anti-counterfeiting two-dimensional code. Using the present invention can effectively avoid the electronic bill being tampered and forged, and also can greatly enhancing style diversification and practicability of the electronic bill.

    Abstract translation: 本发明涉及用于制造和验证具有防伪二维码的电子帐单及其系统的方法。 利用本发明的防伪二维码生成电子纸币的方法包括读取原始电子纸币图像并生成具有用于嵌入二维码的确定区域的临时电子纸币图像; 通过使用信息摘要算法计算临时电子票据图像的摘要数据，对所获取的摘要数据进行加密，生成防伪二维码; 并将防伪二维码嵌入原始电子纸币图像的所述区域，以获得具有防伪二维码的电子纸币。 利用本发明可以有效地避免电子帐单被篡改和伪造，并且还可以极大地提高电子账单的风格多样化和实用性。

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