HYBRID ACCOUNT
    12.
    发明申请
    HYBRID ACCOUNT 审中-公开
    混合帐户

    公开(公告)号:US20140067651A1

    公开(公告)日:2014-03-06

    申请号:US14055649

    申请日:2013-10-16

    申请人: Edward Kim

    发明人: Edward Kim

    IPC分类号: G06Q40/02

    摘要: A system, according to one embodiment, includes a hybrid account provided by an issuer to a user, the hybrid account having a balance, the balance being either positive, zero, or negative; and a financial instrument including a hybrid card, the hybrid card providing access to the hybrid account, in which transactions using the hybrid card provide interchange income to the issuer, the issuer charges interest to the hybrid account when the balance is negative, and the issuer pays interest to the hybrid account when the balance is positive.

    摘要翻译: 根据一个实施例,系统包括由发行者向用户提供的混合帐户,所述混合帐户具有余额,所述余额为正,零或负值; 以及包括混合卡的金融工具,提供对混合账户的访问的混合卡,其中使用混合卡的交易向发行人提供交换收入,当余额为负时,发行人对混合账户收取利息,发行人 当余额为正时,对混合账户支付利息。

    Methods and systems for forecasting product demand during promotional events using statistical confidence filters
    13.
    发明授权
    Methods and systems for forecasting product demand during promotional events using statistical confidence filters 有权
    使用统计置信滤波器在促销活动期间预测产品需求的方法和系统

    公开(公告)号:US08359229B2

    公开(公告)日:2013-01-22

    申请号:US11863958

    申请日:2007-09-28

    IPC分类号: G06Q40/00

    摘要: An improved method for forecasting and modeling product demand for a product during promotional periods. The forecasting methodology employs information about prior promotional demand forecasts, prior product sales, and the data dispersion and the number of data samples in a product class hierarchy to dynamically determine the optimal level at which to compute promotional uplift coefficients. The methodology calculates confidence values for promotional uplift coefficients for products at each level in a merchandise product hierarchy, and uses the confidence values as a filter to determine the optimal level for promotional uplift aggregation.

    摘要翻译: 一种在促销期间预测和建模产品需求的改进方法。 预测方法采用关于先前的促销需求预测,先前的产品销售以及产品类层次结构中的数据分散和数据样本的数量的信息来动态地确定计算促销隆起系数的最佳级别。 该方法计算商品产品层级中每个级别的产品的促销提升系数的置信度值,并使用置信度值作为过滤器来确定促销隆起聚合的最佳级别。

    Methods and systems for forecasting product demand during promotional events using a causal methodology
    14.
    发明授权
    Methods and systems for forecasting product demand during promotional events using a causal methodology 有权
    使用因果方法在促销活动期间预测产品需求的方法和系统

    公开(公告)号:US07996254B2

    公开(公告)日:2011-08-09

    申请号:US11938812

    申请日:2007-11-13

    IPC分类号: G06Q99/00

    摘要: An improved method for forecasting and modeling product demand for a product during promotional periods. The forecasting methodology employs a multivariable regression model to model the causal relationship between product demand and the attributes of past promotional activities. The model is utilized to calculate the promotional uplift from the coefficients of the regression equation. The methodology utilizes a mathematical formulation that transforms regression coefficients, a combination of additive and multiplicative coefficients, into a single promotional uplift coefficient that can be used directly in promotional demand forecasting calculations.

    摘要翻译: 一种在促销期间预测和建模产品需求的改进方法。 预测方法采用多变量回归模型来模拟产品需求与过去促销活动的属性之间的因果关系。 该模型用于从回归方程的系数计算促销隆起。 该方法利用将回归系数(加法和乘法系数的组合)转换成可以在促销需求预测计算中直接使用的单个促销隆起系数的数学公式。

    SYSTEM AND METHOD FOR DE-SEASONALIZING PRODUCT DEMAND BASED ON MULTIPLE REGRESSION TECHNIQUES
    15.
    发明申请
    SYSTEM AND METHOD FOR DE-SEASONALIZING PRODUCT DEMAND BASED ON MULTIPLE REGRESSION TECHNIQUES 审中-公开
    基于多重回归技术去产品需求的系统和方法

    公开(公告)号:US20110153386A1

    公开(公告)日:2011-06-23

    申请号:US12644053

    申请日:2009-12-22

    IPC分类号: G06Q10/00 G06F17/30

    摘要: An improved method and system for forecasting product demand using a causal methodology, based on multiple regression techniques. The improved causal method revises product group seasonal factors used by conventional forecasting applications to best fit the sales pattern of an individual product in the product group through the calculation of an exponential coefficient which measures the deviation of the historical sales pattern of an individual product from the product group seasonal factors. The value of exponential coefficient is calculated using a causal framework through multivariable regression analysis.

    摘要翻译: 基于多元回归技术,使用因果方法预测产品需求的改进方法和系统。 改进的因果方法通过计算指标系数​​来衡量常规预测应用中使用的产品组季节性因素,以最佳地适应产品组中单个产品的销售模式,该指数系数衡量单个产品的历史销售模式与 产品组季节性因素。 指数系数的值通过多变量回归分析的因果框架计算。

    DATA QUALITY TESTS FOR USE IN A CAUSAL PRODUCT DEMAND FORECASTING SYSTEM
    16.
    发明申请
    DATA QUALITY TESTS FOR USE IN A CAUSAL PRODUCT DEMAND FORECASTING SYSTEM 审中-公开
    数据质量测试用于产品需求预测系统

    公开(公告)号:US20100169166A1

    公开(公告)日:2010-07-01

    申请号:US12649005

    申请日:2009-12-29

    IPC分类号: G06Q10/00 G06F17/30

    CPC分类号: G06Q30/02 G06Q30/0202

    摘要: An improved method for forecasting and modeling product demand for a product. The forecasting methodology employs a causal methodology, based on multiple regression techniques, to model the effects of various factors on product demand, and hence better forecast future patterns and trends, improving the efficiency and reliability of the inventory management systems. The improved method identifies linear dependent causal factors and removes redundant causal factors from the regression analysis. A product demand forecast is generated by blending forecast or expected values of the non-redundant causal factors together with corresponding regression coefficients determined through the analysis of historical product demand and factor information.

    摘要翻译: 一种改进的产品需求预测和建模方法。 预测方法采用基于多元回归技术的因果方法来模拟各种因素对产品需求的影响,从而更好地预测未来模式和趋势,提高库存管理系统的效率和可靠性。 改进的方法识别线性相关因素,并从回归分析中消除重要的因果因素。 产品需求预测是通过将非冗余因果因子的预测值或预期值与通过分析历史产品需求和因子信息确定的相应回归系数相结合而产生的。

    METHOD FOR DETERMINING DAILY WEIGHTING FACTORS FOR USE IN FORECASTING DAILY PRODUCT SALES
    17.
    发明申请
    METHOD FOR DETERMINING DAILY WEIGHTING FACTORS FOR USE IN FORECASTING DAILY PRODUCT SALES 有权
    确定用于预测每日产品销售的每日称重因子的方法

    公开(公告)号:US20100138274A1

    公开(公告)日:2010-06-03

    申请号:US12326145

    申请日:2008-12-02

    IPC分类号: G06F17/30

    摘要: A product demand forecasting methodology is presented that applies daily weight values to a weekly forecast to determine daily forecasts for a product or service. The method determines daily weight values for use in forecasting current product sales by blending daily weight values calculated from historical demand data for both recent weeks and year-prior weeks. Recent weeks are used to account for recent correlations and alternation effects, and year-prior weeks are used to account for seasonality effects. The method automatically calculates a measure of significance for the daily weights calculated from the recent weeks and year-prior weeks. The significance of each week is applied as a weighting factor during the blending of recent weeks and year-prior daily weight values.

    摘要翻译: 提出了一种产品需求预测方法,将每日重量值应用于每周预测,以确定产品或服务的每日预测。 该方法通过混合最近几周和前一周的历史需求数据计算的每日重量值,确定用于预测当前产品销售的每日重量值。 最近几周用于说明最近的相关性和交替效应,并且前一周用于考虑季节效应。 该方法自动计算从最近几周和前一周计算的每日重量的重要度量度。 在最近几周和前一天每日体重值的混合期间,每周的意义被用作加权因子。

    Practice sports racket
    18.
    发明授权
    Practice sports racket 失效
    练习运动球拍

    公开(公告)号:US5324029A

    公开(公告)日:1994-06-28

    申请号:US82540

    申请日:1993-06-28

    申请人: Edward Kim

    发明人: Edward Kim

    IPC分类号: A63B43/00 A63B69/38

    摘要: A practice sports racket and ball in combination is disclosed. The racket has an elastic member stretched over both sides of the frame. The elastic member is partly covered with the hook fasteners of hook and loop fastener material and the ball is covered with the loop fasteners of hook and loop fastener material. The center of this practice sports racket, sometimes referred to as the "sweet spot" is void of any hook fastener material. In practice, if the ball hits the "sweet spot", it will rebound as a normal hit. However, if the ball is off center, it will be contained as the loop fastener material on the ball makes contact with the hook fastener material on the practice sports racket.

    摘要翻译: 披露了练习运动球拍和球的组合。 球拍具有在框架的两侧延伸的弹性构件。 弹性构件部分地被钩和环紧固件材料的钩紧固件覆盖,球被钩和环紧固件材料的环形紧固件覆盖。 这种练习中心的运动球拍,有时被称为“甜点”,没有任何钩紧固件材料。 在实践中,如果球击中“甜点”,则会以正常的打击反弹。 然而,如果球偏离中心,则球体上的环紧固件材料将与练习运动球拍上的钩紧固件材料接触。

    Power-driven torque intensifier
    20.
    发明授权
    Power-driven torque intensifier 有权
    动力转矩增强器

    公开(公告)号:US07950309B2

    公开(公告)日:2011-05-31

    申请号:US11745014

    申请日:2007-05-07

    IPC分类号: B25B21/00 B25B13/48 B25B17/02

    摘要: A torque intensifying tool for tightening and loosening threaded connectors has at least one torque intensifier unit with a torque intensifier housing portion, an input and a first output and a second output, a drive connected with the input unit for transmitting a torque from the drive through the intensifying unit to a threaded connector, so that in one mode of operation the housing portion together with the first and the second outputs turn in the same direction, and in another mode of operation the housing portion together with one of the first and second outputs receives a turning force in one direction while the other one of the first and second outputs receives an equal turning force in the opposite direction, and so that one of the first and second output means turns in the one mode and in the another mode while the other of the first and second output means turns in the one mode and reacts in the another mode.

    摘要翻译: 用于拧紧和松开螺纹连接器的扭矩增强工具具有至少一个扭矩增强器单元,其具有扭矩增强器壳体部分,输入端和第一输出端以及第二输出端,驱动器与输入单元连接,用于从驱动器传递转矩 增强单元连接到螺纹连接器,使得在一种操作模式中,壳体部分与第一和第二输出端一起转向相同的方向,并且在另一操作模式下,壳体部分与第一和第二输出中的一个输出 在第一和第二输出中的另一个在相反方向上接收相等的转动力,并且使得第一和第二输出装置中的一个在一个模式和另一个模式中转动,同时 第一和第二输出装置中的另一个在一个模式中转动并且在另一个模式中作出反应。