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公开(公告)号：US10127533B2
公开(公告)日：2018-11-13
申请号：US13731090
申请日：2012-12-30
Applicant: GOOGLE INC.
Inventor： Mark William Andrews , Peter Malcolm Gwinn , Erick John Armbrust , Petra Cross , Christopher Michael Petersen
IPC: G06Q20/36 , G06Q20/10 , G06Q40/00 , G06Q20/00 , G06K5/00 , G06Q30/00 , G06Q20/40 , G06Q20/34 , G06Q20/32 , G06Q20/38
Abstract: Managing user devices associated with a digital wallet account comprises associating, using one or more computing devices, one or more user computing devices with a digital wallet account of a user, each of the associated one or more user computing devices being activated to conduct financial transactions with a merchant utilizing the digital wallet account; presenting the associated user computing devices in a list of associated user computing devices; receiving a request to deactivate a particular user computing device from the list of associated user computing devices; deactivating the particular user computing device, the deactivation being sufficient to prevent the user computing device from conducting transactions with a merchant utilizing the digital wallet account; and presenting a deactivated status of the particular user computing device.
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公开(公告)号：US20170330216A1
公开(公告)日：2017-11-16
申请号：US15667215
申请日：2017-08-02
Applicant: GOOGLE INC.
Inventor： Mark William Andrews , Richard Tsuwen Hung , Robin Dua , Marcus Quintana Mitchell
CPC classification number: G06Q30/0226 , G06Q20/325 , G06Q20/36 , G06Q30/0229 , G06Q30/0238
Abstract: Using identifiers on user payment instruments to identify user loyalty accounts comprises a method to store a loyalty account list associated with a user, the loyalty account list comprising one or more user loyalty accounts; associate an identifier with the loyalty account list; receive information identifying a user loyalty account associated with a merchant, the information comprising an account number for the user loyalty account and an identity of the merchant; associate the user loyalty account with the loyalty account list; receive a request for information identifying a user loyalty account associated with a merchant, the request comprising the identifier received by the merchant from a user payment instrument and an identity of the merchant; determine the user loyalty account associated with the merchant; and provide the information identifying a user loyalty account associated with a merchant.
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公开(公告)号：US20140172533A1
公开(公告)日：2014-06-19
申请号：US13715543
申请日：2012-12-14
Applicant: GOOGLE INC.
Inventor： Mark William Andrews , Richard Tsuwen Hung , Robin Dua , Marcus Quintana Mitchell
IPC: G06Q30/02
CPC classification number: G06Q30/0226 , G06Q20/325 , G06Q20/36 , G06Q30/0229 , G06Q30/0238
Abstract: Using identifiers on user payment instruments to identify user loyalty accounts comprises a method to store a loyalty account list associated with a user, the loyalty account list comprising one or more user loyalty accounts; associate an identifier with the loyalty account list; receive information identifying a user loyalty account associated with a merchant, the information comprising an account number for the user loyalty account and an identity of the merchant; associate the user loyalty account with the loyalty account list; receive a request for information identifying a user loyalty account associated with a merchant, the request comprising the identifier received by the merchant from a user payment instrument and an identity of the merchant; determine the user loyalty account associated with the merchant; and provide the information identifying a user loyalty account associated with a merchant.
Abstract translation: 使用用户支付工具上的标识符来识别用户忠诚度帐户包括存储与用户相关联的忠诚度帐户列表的方法，所述忠诚度帐户列表包括一个或多个用户忠诚度账户; 将标识符与忠诚帐户列表相关联; 接收识别与商户相关联的用户忠诚度帐户的信息，所述信息包括用户忠诚帐户的帐号和商家的身份; 将用户忠诚帐户与忠诚帐户列表相关联; 接收关于识别与商家相关联的用户忠诚度帐户的信息的请求，所述请求包括商户从用户支付工具接收的标识符和商家的身份; 确定与商家相关联的用户忠诚度帐户; 并提供识别与商家相关联的用户忠诚度帐户的信息。
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公开(公告)号：US20140136408A1
公开(公告)日：2014-05-15
申请号：US14081061
申请日：2013-11-15
Applicant: GOOGLE INC.
Inventor： Mark William Andrews , Filip Verley , Rajan Aswani
IPC: G06Q40/00
CPC classification number: G06Q40/02 , G06Q20/4014 , G06Q30/01
Abstract: Receiving a first set of customer identification and verification data. The first set of data is a proper subset of the data required for access to all the features of a computer-implemented account. Providing to the customer access to a first set of one or more features corresponding to the first set of data. Receiving a customer request for access to an additional feature of the account outside the first set of one or more features. Requesting a second set of customer identification and verification data, wherein the second set of data corresponds to the certain data required for access to the additional feature. Receiving the requested second set of data. Providing to the customer access to the additional feature.
Abstract translation: 接收第一套客户识别和验证数据。 第一组数据是访问计算机实现的帐户的所有功能所需的数据的适当子集。 向客户提供对与第一组数据相对应的第一组一个或多个特征的访问。 在第一组一个或多个功能之外，接收客户请求访问帐户的附加功能。 请求第二组客户识别和验证数据，其中第二组数据对应于访问附加特征所需的特定数据。 接收所请求的第二组数据。 为客户提供访问附加功能。
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Patent Agency Ranking
公开(公告)号：US20140040126A1
公开(公告)日：2014-02-06
申请号：US13731090
申请日：2012-12-30
Applicant: GOOGLE INC.
Inventor： Mark William Andrews , Peter Malcolm Gwinn , Erick John Armbrust , Petra Cross , Christopher Michael Peterson
IPC: G06Q20/10
CPC classification number: G06Q20/105 , G06K5/00 , G06Q20/00 , G06Q20/322 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/36 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/00 , G06Q40/00
Abstract: Managing user devices associated with a digital wallet account comprises associating, using one or more computing devices, one or more user computing devices with a digital wallet account of a user, each of the associated one or more user computing devices being activated to conduct financial transactions with a merchant utilizing the digital wallet account; presenting the associated user computing devices in a list of associated user computing devices; receiving a request to deactivate a particular user computing device from the list of associated user computing devices; deactivating the particular user computing device, the deactivation being sufficient to prevent the user computing device from conducting transactions with a merchant utilizing the digital wallet account; and presenting a deactivated status of the particular user computing device.
Abstract translation: 管理与数字钱包帐户相关联的用户设备包括将一个或多个计算设备使用一个或多个用户计算设备与用户的数字钱包帐户进行关联，每个相关联的一个或多个用户计算设备被激活以进行金融交易 与商家利用数字钱包帐户; 在相关联的用户计算设备的列表中呈现相关联的用户计算设备; 从相关联的用户计算设备的列表中接收关闭特定用户计算设备的请求; 去激活特定用户计算设备，去激活足以防止用户计算设备使用数字钱包帐户与商家进行交易; 以及呈现所述特定用户计算设备的停用状态。
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公开(公告)号：US20170243192A1
公开(公告)日：2017-08-24
申请号：US15592166
申请日：2017-05-10
Applicant: GOOGLE INC.
Inventor： Mark William Andrews , Michael Blandina , Osama Bedier
CPC classification number: G06Q20/227 , G06Q10/067 , G06Q20/34 , G06Q20/35785 , G06Q20/367
Abstract: Selecting payment instruments for proxy card transactions comprises associating a plurality of financial accounts with a user proxy account; establishing a model for the user account based on configuration data received from a user, the model comprising identification of a particular financial account to use as a backing instrument for a transaction; receiving data associated with a pending transaction regarding the pending transaction; identifying a financial account to use as a backing instrument for the pending transaction based on a comparison of the model with the pending transaction data; receiving a selection of an alternate financial account to use instead of the identified financial account as the backing instrument; modifying the model account based on the selection of the alternate financial account and the data associated with the pending transaction; and utilizing the modified model in a subsequent selection of a financial account for a subsequent transaction.
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公开(公告)号：USD737851S1
公开(公告)日：2015-09-01
申请号：US29461695
申请日：2013-07-26
Applicant: Google Inc.
Designer： Ben DuPont , Trevor Austin Gray , Mark William Andrews
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公开(公告)号：USD736825S1
公开(公告)日：2015-08-18
申请号：US29461730
申请日：2013-07-26
Applicant: Google Inc.
Designer： Ben DuPont , Trevor Austin Gray , Mark William Andrews
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公开(公告)号：US20140149292A1
公开(公告)日：2014-05-29
申请号：US14168887
申请日：2014-01-30
Applicant: GOOGLE INC.
IPC: G06Q20/40
CPC classification number: G06Q20/105 , G06K5/00 , G06Q20/00 , G06Q20/322 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/36 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/00 , G06Q40/00
Abstract: Transmitting category codes to payment instruments in proxy card transactions comprises receiving a first payment request to authorize a proxy card transaction, the first payment request identifying a proxy account of a user for payment of the transaction and a merchant category code associated with the merchant; selecting a financial account associated with the proxy account to fund the transaction; communicating a second payment request to authorize the transaction to a financial account system associated with the selected financial account, the second payment request comprising the merchant category code associated with the merchant; receiving an authorization for the transaction from the financial account system to fund the transaction using the selected financial account; and communicating an authorization for the transaction to the merchant computing device in response to receiving the authorization for the transaction from the financial account system to fund the transaction using the selected financial account.
Abstract translation: 在代理卡交易中将类别代码发送到支付工具包括接收授权代理卡交易的第一支付请求，第一支付请求标识用户的代理帐户以支付交易，以及与商家相关联的商家类别代码; 选择与代理账户相关的金融账户为交易提供资金; 传送第二付款请求以将所述交易授权给与所选择的金融账户相关联的金融账户系统，所述第二支付请求包括与商家相关联的商家类别代码; 从金融账户系统接收交易授权，使用选定的金融账户资金交易; 以及响应于从所述金融账户系统接收到所述交易的授权，使用所选择的金融账户来向所述商业计算设备传达所述交易的授权以向所述交易提供资金。
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