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公开(公告)号:US10853890B2
公开(公告)日:2020-12-01
申请号:US13622462
申请日:2012-09-19
Applicant: MasterCard International Incorporated
Inventor: Adam Kenneth Hosp
Abstract: A database containing transaction data from at least one entity which makes payments with a payment network is maintained. Social network activity data from a social network is obtained for the at least one entity which makes payments with the payment network. The social network activity data and given records of the transaction data are integrated, to obtain integrated social media transaction visualization data. Techniques for providing purchase recommendations are also disclosed.
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公开(公告)号:US10089632B2
公开(公告)日:2018-10-02
申请号:US14809224
申请日:2015-07-26
Applicant: MasterCard International Incorporated
Inventor: Adam Kenneth Hosp
Abstract: A data sharing platform can be used to implement a method for allowing at least one entity which makes payments with a payment network to share transaction data. A database containing the transaction data from the at least one entity which makes payments with the payment network is maintained. A user interface is provided, which presents the at least one entity which makes payments with the payment network with at least one selection providing consent to sharing of at least a portion of the transaction data with at least one third party. The consent from the at least one entity which makes payments with the payment network is obtained, via the at least one selection. Interfacing takes place with the at least one third party to share the at least portion of the transaction data.
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公开(公告)号:US20170161725A1
公开(公告)日:2017-06-08
申请号:US14956982
申请日:2015-12-02
Applicant: MasterCard International Incorporated
Inventor: Adam Kenneth Hosp , Matthew R. Stocke , David Colby Brown , Nevada Alpine Kent, V , Michael K. Forbis
CPC classification number: G06Q20/354 , G06Q20/3224 , G06Q20/4014 , G06Q20/40145
Abstract: Embodiments of the disclosure enable a card issuer to deliver and deliver payment cards in an organized and secure manner. In one aspect, a computer-implemented method and system for delivering a payment card is provided. The method and system include identifying a location of a client device associated with a request for the payment card. A first zone about the client device is scanned for one or more objects in the first zone. A determination is made as to whether at least one predetermined object of the one or more objects is associated with the payment card. On condition that the at least one predetermined object is associated with the payment card, the payment card is delivered. Aspects of the disclosure enable a card issuer to activate and deliver payment cards in an organized and secure manner.
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公开(公告)号:US20150363754A1
公开(公告)日:2015-12-17
申请号:US14717113
申请日:2015-05-20
Applicant: MasterCard International Incorporated
Inventor: Adam Kenneth Hosp , David Colby Brown
CPC classification number: G06Q20/3221 , G06Q10/107 , G06Q20/351
Abstract: A method includes receiving, in a computer, a request for a funds transfer from a sender to a recipient. The method also includes sending, from the computer, a message to the recipient. The message indicates to the recipient that the funds transfer has been made and that the recipient has a number of options for receiving the funds transfer. The method further includes receiving, in the computer, from the recipient, an indication for indicating selection of one of the options for receiving the funds transfer.
Abstract translation: 一种方法包括在计算机中接收从发送者到接收方的资金转帐请求。 该方法还包括从计算机向接收者发送消息。 该消息向收件人指示已经进行资金转帐,并且接收方有多个用于接收资金转帐的选项。 该方法还包括在计算机中从接收者接收用于指示选择用于接收资金转移的选项之一的指示。
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15.
公开(公告)号:US12205082B2
公开(公告)日:2025-01-21
申请号:US17490413
申请日:2021-09-30
Applicant: Mastercard International Incorporated
Inventor: Adam Kenneth Hosp , Oran Cummins , Michael Hoole , Ahmed Hosny , Ishfaq Lone , Marco Vicente , Piyushkumar Kanubhai Hirpara , Kosta Krauth
Abstract: A computer system includes a database, a communication interface, and a processor(s). The processor(s) is programmed to receive a consent message from a cardholder computing device. The consent message includes cardholder consent information indicating consent to one or more data services. The processor(s) is also programmed to receive transaction card details from the cardholder computing device. The transaction card details correspond to a transaction card of a cardholder and are associated with a financial account of the cardholder. Based on the transaction card details, the processor(s) generates a digital access token. The digital access token is associated with the financial account and the cardholder consent information. The processor(s) stores the digital access token in the database, transmits a cardholder authentication request message to an issuer, and receives an authentication ID from the cardholder computing device. The processor(s) authenticates the cardholder and transmits the digital access token to a third party provider.
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公开(公告)号:US10984396B2
公开(公告)日:2021-04-20
申请号:US15480545
申请日:2017-04-06
Applicant: Mastercard International Incorporated
Inventor: Adam Kenneth Hosp
Abstract: A method for providing data values to an automated program includes: storing, in an account database, a plurality of account profiles, wherein each account profile includes at least an account identifier and a digital token value related to a user account; executing, by a querying module, a query on the account database to identify a specific account profile; transmitting, by a transmitting device, the digital token value included in the specific account profile to a first computing system; receiving, by a receiving device, a plurality of data values associated with a user corresponding to the user account related to the specific account profile based on the digital token value from the first computing system; and transmitting, by the transmitting device, one or more data values of the plurality of data values to an automated application program executed by a second computing system.
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公开(公告)号:US10719539B2
公开(公告)日:2020-07-21
申请号:US15614776
申请日:2017-06-06
Applicant: Mastercard International Incorporated
Inventor: Andrew J. Smith , Saravana Perumal Shanmugam , Adam Kenneth Hosp , Ted P. Sanders, Jr. , Michael K. Forbis , Sarala Buradagunta
IPC: G06F16/332 , G06Q10/06 , G06F16/435 , G06Q30/00
Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system process data from multiple data sources including information generated by the business and analyze the data to provide actionable suggestions, analytics and advice as to how to determine how to improve the performance of the business. The actionable suggestions, analytics and advice may be automatically compiled into a report and generated without user action. The use of natural language queries and responses allows for a merchant without a business intelligence background obtain these insights easily.
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公开(公告)号:US20200019964A1
公开(公告)日:2020-01-16
申请号:US16508880
申请日:2019-07-11
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: Matthew James Miller , Mikel J. Irkliewskij , Adam Kenneth Hosp
Abstract: Systems and methods are provided for use in permitting restricted network transactions. One exemplary method includes receiving a product identifier associated with a product, from a user at a communication device, where the product is offered for sale by a merchant associated with a restricted merchant category for a payment account associated with the user. The method also includes identifying the product based on the identifier, from a listing of products included in a data structure, and determining whether the product is permitted based on one or more permission rules associated with an account host for the payment account. The method then includes transmitting an approve notification to the user, at the communication device, when the product is permitted by the one or more permission rules.
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公开(公告)号:US20190213569A1
公开(公告)日:2019-07-11
申请号:US15863320
申请日:2018-01-05
Applicant: Mastercard International Incorporated
Inventor: Adam Kenneth Hosp , Ellen Christine Walz , Stewart Boling , Siddique Hameed , Michael K. Forbis
IPC: G06Q20/20
CPC classification number: G06Q20/202 , H04W4/80 , H04W76/14
Abstract: An apparatus and method for utilizing a portable point-of-sale device for onboarding a merchant with an interchange network is provided. The method includes the operation of coupling the portable point-of-sale device to an external display device. The method also includes the operation of downloading a merchant companion application to a merchant client device. The merchant companion application is configured to communicate directly with the portable point-of-sale device. Furthermore, the method includes the operation of configuring a network connection between the portable point-of-sale device and the interchange network utilizing the merchant companion application. Moreover, the method includes the operation of providing merchant onboarding information to the interchange network via the portable point-of-sale device utilizing the merchant companion application.
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公开(公告)号:US20190188716A1
公开(公告)日:2019-06-20
申请号:US15847924
申请日:2017-12-20
Applicant: MasterCard International Incorporated
Inventor: Christopher John Merz , Joshua A. Allbright , Adam Kenneth Hosp
CPC classification number: G06Q20/4014 , G06F16/35 , G06Q20/4016 , G06Q40/125
Abstract: The methods described herein are configured to obtain a first record pattern associated with the unidentified entity and select a second record pattern associated with an entity identifier of a known entity. Based on the first record pattern matching the second record pattern, the entity identifier of the known entity is associated to the unidentified entity to indicate that the unidentified entity and the known entity are the same. Determining the entity identifier of the unidentified entity enables the linking of separate identifier systems of data structures to facilitate communication and/or interaction between the data structures.
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