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    Systems and Methods for Use in Transferring Funds Between Payment Accounts
    11.
    发明申请
    Systems and Methods for Use in Transferring Funds Between Payment Accounts 审中-公开

    公开(公告)号：US20200334647A1

    公开(公告)日：2020-10-22

    申请号：US16920273

    申请日：2020-07-02

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Sandeep Malhotra ,  Ian David Alan Maddocks

    IPC: G06Q20/10 ,  G06Q20/32 ,  G06Q20/22

    Abstract: Systems and methods are provided for use in facilitating fund transfers between source accounts and destination accounts. One exemplary method includes capturing a computer-readable indicia representative of: a destination account identifier specific to a destination account of a first party and a name of the first party associated with the destination account and, in response to the captured indicia, displaying the name of the first party as a confirmation that the first party is associated with the destination account. The method also includes identifying a source account identifier associated with a source account based on a selection of the source account or on the source account being a default account, and compiling and transmitting a transfer request for a fund transfer based on: the destination account identifier, the source account identifier associated with the identified source account, and a payment amount for the fund transfer.

    SYSTEMS AND METHODS FOR USE IN TRANSFERRING FUNDS BETWEEN PAYMENT ACCOUNTS
    16.
    发明公开
    SYSTEMS AND METHODS FOR USE IN TRANSFERRING FUNDS BETWEEN PAYMENT ACCOUNTS 审中-公开

    公开(公告)号：US20240220946A1

    公开(公告)日：2024-07-04

    申请号：US18605759

    申请日：2024-03-14

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Sandeep Malhotra ,  Ian David Alan Maddocks

    IPC: G06Q20/10 ,  G06Q20/22 ,  G06Q20/32

    CPC classification number: G06Q20/10 ,  G06Q20/223 ,  G06Q20/3274 ,  G06Q20/3276

    Abstract: Systems and methods are provided for facilitating fund transfers between accounts. One example method includes capturing a computer-readable indicia representative of a destination account identifier specific to a destination account of a first party and a name of the first party, and in response to the captured indicia, displaying the name of the first party, at a mobile device of the user, as a confirmation that the first party is associated with the destination account. The method also includes identifying a payment amount for a fund transfer from a source account issued by a financial institution to the destination account, based on a user input at the mobile device, and compiling and transmitting a transfer request for the fund transfer to a payment network, where the transfer request includes the destination account identifier, a source account identifier for the source account, and the identified payment amount.

    System and Method for Providing Transaction Report Data Using A User Device
    17.
    发明公开
    System and Method for Providing Transaction Report Data Using A User Device 审中-公开

    公开(公告)号：US20230237464A1

    公开(公告)日：2023-07-27

    申请号：US17580403

    申请日：2022-01-20

    Applicant: Mastercard International Incorporated

    Inventor： James Christian Noë ,  John Tierney ,  Simon Phillips ,  Ian David Alan Maddocks

    IPC: G06Q20/34 ,  G06Q20/40 ,  G06Q20/32

    CPC classification number: G06Q20/341 ,  G06Q20/401 ,  G06Q20/3276

    Abstract: Various implementations described herein may relate to a system and method for providing transaction report data using a user device. In one implementation, a method may include receiving, at a token service provider (TSP), tokenization request data from a user device associated with a user, where the tokenization request data includes payment card data associated with the user. The method may also include generating a digital token based on the tokenization request data. The method may further include transmitting the digital token to the user device. The method may additionally include receiving transaction report data from the user device, where the transaction report data corresponds to a failed payment transaction performed using the digital token, the user device, and a merchant system. The method may also include generating failure data based on the transaction report data, where the failure data comprises alert data, failure report data, or combinations thereof.

    PARALLEL PROCESSING IN A NETWORK
    18.
    发明公开
    PARALLEL PROCESSING IN A NETWORK 审中-公开

    公开(公告)号：US20230230083A1

    公开(公告)日：2023-07-20

    申请号：US17580088

    申请日：2022-01-20

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Ian David Alan Maddocks ,  Alan Johnson

    IPC: G06Q20/40 ,  G06Q20/02 ,  G06Q20/10

    CPC classification number: G06Q20/401 ,  G06Q20/403 ,  G06Q20/027 ,  G06Q20/10

    Abstract: A network management system includes: a memory configured to store instructions; and a parallel processor configured to execute the instructions to: (a) receive a request for a transaction; (b) determine a first authorization decision for the request; (c) determine a second authorization decision for the request; and (d) perform a first procedure when the first authorization decision is different from the second authorization decision. The request corresponds to use of electronic payment for the transaction and wherein the first authorization decision is generated in parallel with generation of the second authorization decision.

    Systems and Methods for Use in Transferring Funds Between Payment Accounts
    19.
    发明申请
    Systems and Methods for Use in Transferring Funds Between Payment Accounts 有权

    公开(公告)号：US20220261774A1

    公开(公告)日：2022-08-18

    申请号：US17739736

    申请日：2022-05-09

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Sandeep Malhotra ,  Ian David Alan Maddocks

    IPC: G06Q20/10 ,  G06Q20/32 ,  G06Q20/22

    Abstract: Systems and methods are provided for use in facilitating fund transfers between source accounts and destination accounts. One exemplary method includes capturing a computer-readable indicia representative of: a destination account identifier specific to a destination account of a first party and a name of the first party associated with the destination account and, in response to the captured indicia, displaying the name of the first party as a confirmation that the first party is associated with the destination account. The method also includes identifying a source account identifier associated with a source account based on a selection of the source account or on the source account being a default account, and compiling and transmitting a transfer request for a fund transfer based on: the destination account identifier, the source account identifier associated with the identified source account, and a payment amount for the fund transfer.

    Systems and methods for use in transferring funds between payment accounts
    20.
    发明授权
    Systems and methods for use in transferring funds between payment accounts 有权

    公开(公告)号：US11328271B2

    公开(公告)日：2022-05-10

    申请号：US16920273

    申请日：2020-07-02

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Sandeep Malhotra ,  Ian David Alan Maddocks

    IPC: G06Q20/00 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/22

    Abstract: Systems and methods are provided for use in facilitating fund transfers between source accounts and destination accounts. One exemplary method includes capturing a computer-readable indicia representative of: a destination account identifier specific to a destination account of a first party and a name of the first party associated with the destination account and, in response to the captured indicia, displaying the name of the first party as a confirmation that the first party is associated with the destination account. The method also includes identifying a source account identifier associated with a source account based on a selection of the source account or on the source account being a default account, and compiling and transmitting a transfer request for a fund transfer based on: the destination account identifier, the source account identifier associated with the identified source account, and a payment amount for the fund transfer.

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