Systems and methods for identifying information related to payment card breaches
    14.
    发明授权
    Systems and methods for identifying information related to payment card breaches 有权
    用于识别与支付卡违规有关的信息的系统和方法

    公开(公告)号:US09392008B1

    公开(公告)日:2016-07-12

    申请号:US14923364

    申请日:2015-10-26

    Abstract: Approaches for determining a potential merchant breach are described. A system can acquire card transaction data from one or more sources such as merchants or financial institutions, in some instances at a predetermined time interval. Cards associated with the card transaction data can be analyzed to determine the health of a particular card, including the likelihood that the particular card has been compromised. A set of cards are accumulated, and their associated health data is stored. Based on the information obtained from a source, and the health associated with a set of cards, a potential date where a merchant was breached can be determined and fraudulent purchases can be prevented.

    Abstract translation: 描述了确定潜在商户违规行为的方法。 在一些情况下,系统可以从一个或多个来源(例如商家或金融机构)获取卡交易数据,并以预定的时间间隔。 可以分析与卡交易数据相关联的卡以确定特定卡的健康状况,包括特定卡已被破坏的可能性。 累积一组卡片,并存储相关的健康数据。 根据从源头获取的信息和与一组卡片相关联的健康状况,可以确定商人被违反的潜在日期,并且可以防止欺诈性购买。

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