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公开(公告)号：US12131377B2
公开(公告)日：2024-10-29
申请号：US17984095
申请日：2022-11-09
Inventor： Elizabeth A. Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
Abstract: A heuristic engine includes capabilities to collect an unstructured data set and a current business context to calculate a credit worthiness score. Providing a heuristic algorithm, executing within the engine, with the data set and the context may allow determination of predicted future contexts and recommend subsequent actions, such as assessing a credit risk of a customer transaction and reducing the risk of customer transactions by processing the available data. Such heuristic algorithms may learn from past data transactions and appropriate correlations with events and available data.
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公开(公告)号：US11670097B2
公开(公告)日：2023-06-06
申请号：US17509402
申请日：2021-10-25
Inventor： Elizabeth Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
CPC classification number: G06V20/597 , G06F18/2137 , G06F18/22 , G06V10/32 , G06V10/811 , G06V20/41 , G06V40/168
Abstract: Systems and methods are described for Distification of 3D imagery. A computing device may obtain a three dimensional (3D) image that defines a 3D point cloud used to generate a two dimensional (2D) image matrix. The 2D image matrix may include 2D matrix point(s), where each 2D matrix point can be associated with a horizontal coordinate and a vertical coordinate. The computing device can generate an output feature vector that includes at least one 2D matrix point of the 2D image matrix, and a 3D point in the 3D point cloud of the 3D image. The 3D point in the 3D point cloud is mapped to a coordinate pair comprised of the horizontal coordinate and the vertical coordinate of the at least one 2D matrix point of the 2D image matrix point. The output feature vector is input into a predictive model.
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公开(公告)号：US20220414761A1
公开(公告)日：2022-12-29
申请号：US17900795
申请日：2022-08-31
Inventor： Elizabeth A. Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
Abstract: A heuristic engine includes capabilities to collect an unstructured data set, including document image data and correlate the image data with known valid data to detect document fraud. Notifications of fraud detection may include particular signature images, or characteristics of a document image. By feeding back indications of document fraud with correlations to past instances of fraud into the heuristic algorithm, the algorithm may learn and improve in fraud detection accuracy.
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公开(公告)号：US11461840B1
公开(公告)日：2022-10-04
申请号：US16897088
申请日：2020-06-09
Inventor： Elizabeth A. Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
Abstract: A heuristic engine includes capabilities to collect an unstructured data set, including document image data and correlate the image data with known valid data to detect document fraud. Notifications of fraud detection may include particular signature images, or characteristics of a document image. By feeding back indications of document fraud with correlations to past instances of fraud into the heuristic algorithm, the algorithm may learn and improve in fraud detection accuracy.
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公开(公告)号：US11164091B1
公开(公告)日：2021-11-02
申请号：US15495678
申请日：2017-04-24
Inventor： Elizabeth Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
Abstract: A heuristic engine includes capabilities to collect an unstructured data set and a set of question and answer sets that allow prediction of a subsequent question by a customer. By improving prediction of a subsequent customer question the heuristic engine may improve the efficiency of customer service interactions. The heuristic engine may improve and learn by providing actual interaction sets with correlations associated with the predicted outcomes.
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Patent Agency Ranking
公开(公告)号：US11068754B1
公开(公告)日：2021-07-20
申请号：US16372824
申请日：2019-04-02
Inventor： Elizabeth Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
Abstract: Systems and methods are described for generating an image-based prediction model, where a computing device may obtain a set of 3D images from a 3D image data source. Each of the 3D images can have 3D point cloud data and a Distification technique can be applied to the 3D point cloud data of each 3D image to generate output feature vector(s). The output feature vector(s) may then be used to train and generate the image-based prediction model.
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公开(公告)号：US12229816B2
公开(公告)日：2025-02-18
申请号：US18071380
申请日：2022-11-29
Inventor： Elizabeth A. Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
IPC: G06Q30/0601 , G06F40/30 , G06N3/006 , G06N5/01 , G06N5/04 , G06N20/00 , G06Q10/0631 , G06Q20/04 , G06Q20/24 , G06Q20/40 , G06Q30/01 , G06Q30/018 , G06Q40/02 , G06Q40/03 , G06Q40/12 , H04M3/22 , H04M3/51 , H04W12/08 , G06Q30/016
Abstract: A heuristic engine includes capabilities to collect an unstructured data set and detect instances of transaction fraud in a financial account. By providing a heuristic algorithm with unstructured transaction sets and indications of particular instances of transactions that correlate with past fraudulent activity allows prevention of future occurrences of fraud. Such heuristic algorithms may learn from past indications of fraudulent activity and improve accuracy of detection of future fraud detections.
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公开(公告)号：US12020307B2
公开(公告)日：2024-06-25
申请号：US17900795
申请日：2022-08-31
Inventor： Elizabeth A. Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
IPC: G06Q30/0601 , G06F40/30 , G06N3/006 , G06N5/01 , G06N5/04 , G06N20/00 , G06Q10/0631 , G06Q20/04 , G06Q20/24 , G06Q20/40 , G06Q30/01 , G06Q30/018 , G06Q40/02 , G06Q40/03 , G06Q40/12 , H04M3/22 , H04M3/51 , H04W12/08 , G06Q30/016
CPC classification number: G06Q30/0631 , G06F40/30 , G06N3/006 , G06N5/01 , G06N5/04 , G06N20/00 , G06Q10/06315 , G06Q10/06316 , G06Q20/042 , G06Q20/24 , G06Q20/4016 , G06Q30/01 , G06Q30/018 , G06Q40/02 , G06Q40/03 , G06Q40/12 , H04M3/2218 , H04M3/5175 , H04M3/5191 , H04W12/08 , G06Q30/016 , H04M2203/403
Abstract: A heuristic engine includes capabilities to collect an unstructured data set, including document image data and correlate the image data with known valid data to detect document fraud. Notifications of fraud detection may include particular signature images, or characteristics of a document image. By feeding back indications of document fraud with correlations to past instances of fraud into the heuristic algorithm, the algorithm may learn and improve in fraud detection accuracy.
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公开(公告)号：US11176414B1
公开(公告)日：2021-11-16
申请号：US16702735
申请日：2019-12-04
Inventor： Elizabeth Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
Abstract: Systems and methods are described for Distification of 3D imagery. A computing device may obtain a three dimensional (3D) image that includes rules defining a 3D point cloud used to generate a two dimensional (2D) image matrix. The 2D image matrix may include 2D matrix point(s) mapped to the 3D image, where each 2D matrix point can be associated with a horizontal coordinate and a vertical coordinate. The computing device can generate an output feature vector that includes, for at least one of the 2D matrix points, the horizontal coordinate and the vertical coordinate of the 2D matrix point, and a depth coordinate of a 3D point in the 3D point cloud of the 3D image. The 3D point can have a nearest horizontal and vertical coordinate pair that corresponds to the horizontal and vertical coordinates of the at least one 2D matrix point.
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公开(公告)号：US20210264511A1
公开(公告)日：2021-08-26
申请号：US15495699
申请日：2017-04-24
Inventor： Elizabeth Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
Abstract: A heuristic business impact engine includes capabilities to collect an unstructured data set and a current business context to predict future business outcomes based on past business activity. Providing a heuristic algorithm, executing the algorithm within the engine with the data set and the context may allow determination of predicted future business action. Such heuristic algorithms may learn from past data transactions and appropriate correlations with events and available data.
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